Adetola Ogunfuyi, Mba Email & Phone Number

Lagos, Nigeria

Responsible for the Oil & Gas and Infrastructure Credit Portfolio for all new and existing counterparties. Preparing credit applications, driving the timely completion of new applications, annual reviews/renewals, extensions, and waivers/amendments.Determined and recommend appropriate credit risk appetite for counterparties and economic groups.Analysed corporates clients using debt instruments, developed sector specific statistical databases and presentations and prepared credit presentations and portfolio stress testing.Conducted credit due diligence for large ticket transactions, syndications, and project financing within the sectors.Active portfolio management, monitoring, and oversight. Ensured escalation of adverse risk events to appropriate Risk Management Committees and consistently maintained 0% overdue reviews, 0% unactioned covenants breaches.Ownership of Portfolio management including monitoring/escalation of adverse risk profiles.Ensured compliance to Counterparty Concentration Approval Policy and promoted distribution of sector risks.Supported business stakeholders and demonstrated understanding of the Corporate Banking Strategy across the Standard Bank Group.Assisted and supported in building Oil & Gas Sector Credit experience across the regions to ensure a consistent approach to risk assessment and management. Ensure that post credit approval implementation of facilities and legal documentation complied with sanction terms and conditions.

Lagos, Nigeria

Analyzed client’s business and financial information to evaluate and mitigate client’s current and potential exposures to credit repayment risk. Conduct client’s risk rating from historical financial information, business qualitative assessment, industry/market information and country/jurisdiction risk to complete credit risk assessment to ascertain client’s probability of default.Analyzed cash flows and debt repayment capacity for complex transactions and projects financing using internal and external financial models as well as stress testing to identify appropriate financing solutions, covenant levels and mitigate potential risk concerns in the structure. This led to appreciable performance with zero growth in non-performing loan portfolio.Prepared and presented large/complex credit (i.e. Structured Trade/Commodity/Project financing) papers to the bank's credit committee for consideration and approval. Ensured timeliness of annual reviews, renewals, and restructure of credit facilities. Participated with Relationship Managers’ on client calls and site visits.Provided technical training and mentoring to junior credit analysts.Coordinated with Loan Booking team, Transaction Monitoring unit, Distribution and Legal teams as well as Account Management team to facilitate loan drawdown. Ensuring that all conditions are complied with and where required tracked to fulfilment.Ensured compliance with the Bank’s lending policies and procedures, regulatory requirements, and internal & external audit requirements.Awardee of the Standard Bank Risk Game Changers Award in Service and Managing Credit Risk in 2019 for various credit risk management interventions and initiatives that increased the bank’s risk asset book by over 100%.

Lagos, Nigeria

Executive Mba

Bachelor Of Science - Bs, Geography Sciences