Aditya Kanade Email & Phone Number

Hyderabad, Telangana, India

Pune, Maharashtra, India

Managed a team of 25+ credit underwriters, overseeing credit risk underwriting for three major US clients in commercial banking/payment solutions.Led strategic and daily processes to ensure efficient and accurate credit assessments.Developed and implemented a sophisticated debt capacity framework and automated credit risk scoring models. Tailored these models to align with specific client credit policies for line decisioning, resulting in improved accuracy and efficiency.Collaborated with senior leadership to drive the development and implementation of innovative B2B lending, commercial risk management, and credit risk product development strategies.Championed ownership of internal processes compliance with underwriting policies, fostering a culture of accountability and quality assurance.Identified functional gaps, proposed workarounds, and pinpointed potential areas of development, contributing to continuous improvement and efficiency gains.Implemented comprehensive management plans for each project, holding regular stakeholder meetings to provide updates on project progress and ensure alignment with organizational goals.

Pune, Maharashtra, India

Managed a team of 10+ credit underwriters in the commercial lending domain, overseeing tasks such as financial spreading & analysis, credit research, credit memo write-up preparation, credit limit recommendation.Conducted quality checks on work completed by team members, maintaining high standards of accuracy and compliance.Juggled dual responsibilities, serving as both an individual contributor (50%) and a manager (50%), demonstrating versatility and hands-on leadership.Effectively handled conflicts and managed both junior and senior team members, fostering a collaborative and productive team environment.Ensured smooth delivery of daily operations in accordance with Service Level Agreements (SLAs), meeting or exceeding performance expectations.Created process manuals for credit underwriting, ensuring clarity and adherence to standardized procedures.Proactively maintained strong client relationships through effective communication and served as a key point of contact for client interactions.

Pune Area, India

Conducted Credit Analysis using various tools of aggregated data provided by clients, which includes Tax information, Financial Statements, Bank Statements, Contracts etc.Organized and spread Financial Statements (balance sheet, income statement, and cash flow statement) and Bank Statements into predefined templates.Performed Ratio Analysis to assess the financial health and performance of clients, including liquidity, solvency, profitability, and growth ratios. Conducted in-depth financial statement & Bank Statement analysis to evaluate the financial health and stability of companies.Analyze companies and industries, and perform credit analysis, such as Assigning Credit Ratings.Prepared a Credit Report using both Qualitative and Quantitative methods to investigate the factors affecting credit worthiness.Perform Due Diligence reviews and escalated concerns to the risk team when necessary & Provide Line Assignment and Risk Ratings based on the underwriting guide.

Pune Area, India

Responsible for all Clients Operation like Risk Management, Settlement etc. Fundamental Analysis for Mid & Large companies.Provided Advisory services to clients for Investment. Maintained the Client's AUM (Assets under Management).

Pune Area, India

Summer Internship Topic: Inventory ManagementInclude:1) Devising ways to optimize inventory control procedures & costs.2) Analyze data to anticipate future needs.3) Tracking of inventory.