Partner
New York, Ny, Us
Partner in Banking, Risk, and Data, Tech & Analytics - New York, USA (Jul 2015- Jun 2019): developed Anti-Financial Crime platform. Oversaw multiple regulatory / risk projects. Member of external partner recruitment committee.Partner in Financial Services - São Paulo, Brazil (Jan 2013- Jun 2015): lead on-the-ground partner to create FS business in Brazil. Led cost efficiency programs, study of market profitability, set up positive credit bureau and designed financial stability framework.Partner in Banking and Finance & Risk - London, UK (Oct 2001 – Dec 2012): led retail risk platform. Delivered strategy, due diligence, transformation, and business build projects, as well as projects in credit, market, liquidity, and operational risk, financial forecasting, and portfolio valuation.Examples of engagements:1. Transformation & Operational Excellence• E2E transformation of Account Opening/KYC, Credit, and Servicing for a Commercial Bank. Delivered 20%+ reduction in non-sales costs, 30%-40% faster account opening, and 40%+ in RM productive time.• New market entry strategy for consumer bank, defining target market, value proposition, competitive positioning, required capabilities, and growth scenarios.2. Digital Innovation & Analytics• Design, build, and implementation of AML Transaction Monitoring machine learning solution for a top 10 US bank, enhancing detection effectiveness by up to 40% and efficiency by 25%+.• Review of digital collections and recoveries capabilities for a large US bank generating a roadmap with 31 initiatives to drive USD 135MM in annual benefits.3. Risk & Compliance• BSA-AML / OFAC remediation. Defined plan and stood up team to address staffing, program governance, policies and procedures, and controls. Prepared for regulatory exams.• Ratings Tools to underwrite Energy and Healthcare companies for a US Commercial Bank. Implemented segment-specific and forward-looking risk factors resulting in downgrade of 20% to 35% of obligors.