You deserve to retire well.But retirement is risky. You face big decisions - you likely have the most money you ever will, and you therefore face the most financial risk of your life. Unfortunately many people get their advice from a government department or a family member. I assemble the most relevant strategies from the 40 or so I typically use into a full financial plan, so my client knows exactly how to feel comfortable - as they retire and throughout retirement.Get ready for the “sudden wealth” of retirement! - Pensions- Down sizing residences- Inheritances- Conversion of assets to incomes.All of a sudden at retirement you're as rich as you want, so long as you don't run out of money. Most people spend in-line with their income throughout their working years. They buy cars and do renovations when their incomes have gone up, or they receive a great bonus. In retirement, however, you can create whatever income they want just by redeeming your investments. Of course, if you spend too much too quickly you will run out of money. So how much spending is reasonable? How could you have more? Could you make better decisions with your money? What is possible? Could you run out of money? We can give you guidance and clarity, so you can enjoy your retirement without concerns about the well running dry. I believe that individuals and families that are better organized financially are ultimately happier. I believe that we are all striving to be happier, and although we might all define happiness differently, being financially organized and informed certainly helps. I help people within 10 years of retirement understand their dreams for the future and build the plans required to achieve those dreams. We offer a premium investment service designed to reduce volatility and help you sleep at night to complement our financial planning services.