Adrian Tam, Crm Email & Phone Number

Toronto, ON, CA

Toronto, Ontario, Canada

Toronto, Ontario, Canada

• Performed internal audit testing of residential loans to ensure adherence with underwriting policies, investor requirements, and insurer guidelines.
• Demonstrated in-depth knowledge of residential mortgage underwriting policies and related processes, including consumer credit analysis and residential property appraisal reviews.
• Identified root causes, patterns, or trends to assist with development and implementation of internal control procedures/training material.
• Prepared additional ad-hoc projects such as pre close audit scrubs, internal FAQ team, data integrity report, and mortgage default reviews.

Toronto, Ontario, Canada

• Performed analysis to assess and ensured credit and property are in compliance to underwriting guidelines.
• Reviewed and verified documentations relating to income, down payment, and property while ensuring borrower profile and documentation are compliant with lending guidelines.
• Facilitated and maintained positive customer relationships with mortgage brokers and external stakeholders.
• Exhibited strong attention to detail and time management capabilities in a tight turnaround environment.

Toronto, Ontario, Canada

• Reviewed solicitor mortgage documentation to ensure all underwriting conditions are in correspondence with regulations and policies.
• Administered the process of instructing, funding, and closing of purchase and refinance transactions.
• Liaised between Solicitors, Underwriters, Associate Underwriters, and accounting department to ensure all required documentation are received and mortgage funds are released in a timely manner.
• Performed high volume of mortgage closings in a timely and organized manner.

Hong Kong

• Completed Full Year Data Reports, Monthly Presentation Slide Decks, and Data Extraction for a wide range of clients across Hong Kong and Southeast Asia spanning across 20+ FMCG categories- Performed administrative and.
• Analyzed market trend data to identify a specific brand’s performance on various levels against its competitors through facts such as: Numeric/Weighted Distribution, KPI, SPPD
• Demonstrated excellent use of Nielsen Answer Desktop (NAD), Tableau, and Microsoft Excel by pioneering the in-house report automation project
• Involved in client engagement meetings through teleconference calls and presentations

Hong Kong

• Completed Full Year Data Reports, Monthly Presentation Slide Decks, and Data Extraction for a wide range of clients across Hong Kong and Southeast Asia spanning across numerous FMCG categories
• Performed administrative and operation support through Quality Assurance Checking for “Breakthrough Innovation 2017” and “Mirrow” Projects
• Analyzed market trend data to identify a specific brand’s performance on various levels against its competitors through facts such as: Numeric/Weighted Distribution, KPI, SPPD
• Demonstrated excellent use of Nielsen Answer Desktop (NAD) and Microsoft Excel through generating deliverables to clients

Ottawa, Canada Area

• Specialized in the Criminal Code, the Canada Evidence Act, Income Tax Act, and Excise Tax Act
• Assisted in the preparation of evidence and court documentation for criminal prosecution trials
• Performed financial analysis based on credit card accounts, bank statements, and line of credit accounts
• Researched and interpreted provisions of application legislation and regulations, policies, directives and jurisprudence
• Involved in forensic analysis of accounting data

Hong Kong

• Prepared accounting vouchers, including payment, receipt and petty cash vouchers with accuracy into computerized accounting software
• Produced yearly income statements, statement of financial positions and aging summary for auditing purposes
• Verified the amount presented on the balance sheet corresponded with the receipts and sales accounts entered for that fiscal year to provide our clients with the profit/loss their company generated
• Maintained utmost accuracy in data entry and balance checking to ensure reports to be free of error
• Inputted sales/receipts/purchases into Peachtree accounting software in a timely manner for different clients while ensuring that other assignments were completed on time

Bachelor Of Commerce (B.Com.) Finance, Minor In Statistics

Activities and Societies: Asian Christian Fellowship (ACF), Golden Key International Honour Society - Graduated with distinction.

Certificate In Risk Management

High School Diploma

Activities and Societies: High School Tech Team, Cross Country, Track and Field