Adrian Muntean Email & Phone Number

Cluj-Napoca

Assessment of corporate companies loan requests, ensure compliance with internal and national bank’s regulations, evaluate the risks of the transaction. Risk management of bank’s SME portfolio by monitoring the activity of clients, reviewing their financial statements, rating them for provisions calculation.

Romania

Management of merchandise aquisitions, organising the land transport, sea freight, port operations, negotiating contracts with buyers, cash flow management.

Dubai, United Arab Emirates

Management of overseas merchandise aquisitions, organising the sea freight and land transport, negotiating contracts with suppliers.

Dubai, United Arab Emirates

Real estate leasing specialist for the Dubai Marina and Dubai Downtown areas.Market prospecting for new clients and properties, marketing of properties through media channels, mediating the negotiations between clients and owners, legal assistance for clients.

Cluj Napoca, Romania

Assessment of corporate companies credit files, ensure compliance with internal and national bank’s regulations, evaluate the risks the bank is exposed to. Risk management of bank’s SME portfolio by monitoring the activity of clients, reviewing their financial statements, rating them for provisions calculation, preparing quarterly watch reports for sensitive clients, proposing finance restructurings or transfers to default.

Cluj Napoca, Romania

Financial analysis of companies credit proposals, assessment of their financial statements, financial standing and performance indicators, fraud prevention enquires, credit history and payment incidents review, consolidate financial statements, forecasting cash-flow scenarios, asses loans proposed collateral. Meet clients in order to further understand their business and their financing needs, conduct due diligence in order to explain possible gaps and correlate business facts to financial… Show more Financial analysis of companies credit proposals, assessment of their financial statements, financial standing and performance indicators, fraud prevention enquires, credit history and payment incidents review, consolidate financial statements, forecasting cash-flow scenarios, asses loans proposed collateral. Meet clients in order to further understand their business and their financing needs, conduct due diligence in order to explain possible gaps and correlate business facts to financial data. Issue financing opinion, proposed covenants if the case argued by personal points of view. Show less

Cluj Napoca, Romania

Financial analysis of companies leasing proposals, assess their financial statements, indicators and purpose of financing, fraud prevention, credit history and payment incidents inquiries, forecast budgets/cash-flows scenarios. Meet clients, conduct due diligence in order to understand their business and financial needs, assess financed assets market value. Evaluate financing risks, determine if companies are eligible for financing, issue financing decision.

Cluj Napoca, Romania

Management of a corporate companies portfolio of 30 MEUR from 3 districts of the Transylvania Region. Build new business attracting new clients, grow and develop relations with existing clients. Write the credit proposals, issue the financing proposal, provide customer service.

Cluj Napoca, Romania

Lending and operational activity assessment of bank's branches and subsidiaries, compliance with national bank and internal regulations. Issue an independent evaluation in form of an Audit report after each audit mission indicating the risks that the bank is exposed to, follow up. Make suggestions to improve existing procedures in order to eliminate risks the bank is exposed to.

Master'S Degree, Banking, Corporate, Finance, And Securities Law

Bachelor'S Degree, Banking And Stock Exchange

High School Degree, Mathematics & It