adrianovieiraromano@gmail.comDrives Innovation and Change Management, a Team Builder and People Developer. A Hands-on Senior Level Insurance Executive, with proven ability as a Business Developer and Grower, Strategic Planning and Execution, Project Managing and Improving Efficiency of Operations. International Experience- Distribution expertise in a variety of channels: Brokers, TMKT, Internet, Direct to Consumer and alternative distribution channels like Retailers, Auto Dealers and Financial Institutions- Product Development: extensive experience in multiple product lines: Auto Insurance, Property & Casualty, Group and Individual Health, Group & Individual Life and above all, Personal Lines - Life, Accident, Health, Residential, Unemployment, Extended Warranty, Credit Life.- Apply Information Technology to increase organizational efficiency- Educational Background includes Business Administration, Actuarial Sciences, Marketing and Foreign Trade- Skilled in Senior Management presentations, negotiations and relationship building- Fluent in Portuguese, English and SpanishSpecialties: NEW BUSINESS DEVELOPMENTPRODUCT DEVELOPMENTSTAFF MANAGEMENT & DEVELOPMENTFINANCIAL MANAGEMENTSTRATEGIC PLANNINGOPERATIONS MANAGEMENT