Anthony Evering Email & Phone Number

I just accepted the underwriter position with SSB. I'll begin my employment there on 10/26/09. I'm excited about this opportunity.

Responsible for making loan decisions , which adheres to underwriting guidelines and bank's Credit Policy , and when situation warrants , offer alternatives for closing the loan request . Negotiates and structures financing arrangement and collateralization with applicants , directly or through loan originator , which benefits all parties concerned . Lead credit discussions at Regional Branch Banking meeting to enhance lending product knowledge , assisting branch banking personnel in identifying loan opportunities with customers they interact with on a daily basis . Participates in High Risk Review meetings with senior management to determine and evaluate what action ( s ) is / are required to mitigate exposure to the bank on deteriorating credits . Selected to represent the unit in the Appro Core Process , which researches improvements in efficiencies , processes , input , and procedures for all users of the system. Informal trainer, as Subject Matter Expert , for loan originators on financial inputting in Appro system , which improves internal proficiency and better work flow process with reductions in errors

Prepared numerous business case analyses for various operational improvements within credit and collections for BGE ; including active field collections process , outsourcing final collection process , revamping section schedule requirements . Developed and implemented formal credit collateralization and review processes for the Electric Supplier and Gas Choice Programs minimizing credit exposure from Third Party Suppliers . Responsible for Accounts Receivable Management Section , includes uncollectible forecasting and expense tracking , detailed analysis and presentation to executive leadership team . Selected to represent the division on cross - divisional task force , which improved staffing and training procedures for severe weather response . Represented company , later chosen as Credit and Collection Track Leader , at the American Gas Association and Edison Electric Institute Fall Conferences from 1999 through 2003 . Senior Loan Analyst Lowered loan decision response time from 16 to 7 business days , simplifying lending processes and improving customer satisfaction levels . Reduced loan losses by approximately 27 % through analysis and information systems improvements while serving on the company's Process Improvement Team . Anthony Evering Page 2 Negotiated and structured financing agreements with customers , minimizing loan loss exposure to the company . Participated directly with customers on delinquencies to minimize losses . Teamed with Collections and / or Legal Department on more severe cases such as bankruptcy . Trained credit analyzers on lending fundamentals and financial spreadsheet input , with opportunity to concentrate on more complex credit issues .

Mba, Finance

Successfully completed the Leadership Development Program in 1996

Ba, Economics