Afsah Batool Email & Phone Number

London, England, United Kingdom

● Execute due diligence on new customers, evaluating credit underwriting and risk management, coordinating reports from internal and external teams to build a comprehensive understanding of new clients.● Utilise analytical skills and astute attention to detail to perform credit analysis and financial modelling for lending products.● Manage all aspects of pre and post credit compliance including UCC liens, legal documentation, inventory inspections, and insurance requirements, maintaining impeccable accuracy throughout assessments.● Review financial statements for small and medium-sized businesses and devised bespoke financial and cashflow forecasting models to ascertain dept repayment rate and deal feasibility.● Forged and maintain strong professional relationships with Product, Sourcing, Operations, Engineering, Legal, and other teams, facilitating seamless communication across departments and optimising operational efficiency. ● Build and regularly update data infrastructure and reporting dashboards in conjunction with the engineering team, to streamline information sharing internally and externally. ● Minimise issues by identifying risks proactively, working to mitigate them before they can manifest, and updating senior management on credit risk issues and subsequent recommendations. ● Responsible for the management of credit risk portfolio, metric reporting, loss forecasting, product launches, and reports for external parties, as well as maintaining credit and servicing policies.

Client End CoordinationDeveloped financial models (DCF, NPV, IRR) to evaluate project feasibility for investors and clients.Created tailored pitch decks and proposals to meet the specific needs of existing and prospective clients.Handled client queries and complaints effectively, enhancing client engagement and satisfaction.Negotiated and finalized client contracts with the CCO, addressing potential issues to secure timely agreements.Presented complex contractual issues to stakeholders in an accessible manner, improving comprehension and decision-making.Internal Coordination with Management & TeamsCollaborated with the Design Team, Sales Representatives, Directors, and other managers to streamline business operations and project planning.Delegated business leads to members of the Commercial Team for efficient task execution.Conducted regular reviews of business procedures, creating operational process flows to address inefficiencies.Led business development activities, including strategic planning meetings and stakeholder engagement.Increased revenue by onboarding new clients and supporting new business projects.Played a key role in review meetings and strategy reporting.Mentoring Commercial TeamEnhanced KPI achievement through leadership, motivating team members to strive for ambitious targets.Recruited, onboarded, and trained employees, building strong and resilient teams.Implemented employee incentives and recognition schemes to promote diligence and determination, boosting team morale.Channel Partner CoordinationNurtured relationships with Channel Partners, facilitating cross-functional communication and cohesive operation.Conducted due diligence of prospective Channel Partners, strengthening the professional network.Hosted weekly meetings with Channel Partners to discuss deliverable updates and compile performance reports.Collaborated with partners to analyze and interpret data, implementing improvements to optimize performance.

● Liaised with clients to better understand their requirements, promoting service excellence across all levels to secure customer satisfaction.● Forged effective professional relationships with management and multi-disciplinary teams across the business, to streamline internal coordination and communication. ● Provided bespoke mentoring to members of the Commercial Team, addressing issues and queries swiftly and directly before escalation.

● Fostered robust professional networks with management and cross-functional teams to facilitate internal coordination.● Provided continual mentoring to the Commercial Team, addressing queries and deficits in the most helpful and accessible ways to maximise team development.

Karachi, Pakistan

● Successfully delivered daily assignments within strict deadlines, ensuring impeccable standards at all times. ● Demonstrated keen attention to detail and strategic thinking when analysing trends using statistical software, performing SWOT, VRIO, PORTER’s, FIVE Forces, and PESTLE analyses to influence business decision-making.● Interpreted financial cashflows and statements, ensuring all recorded data was accurate and up-to-date.● Compiled thorough reports on findings, proposing actionable recommendations to management and executive leadership, helping to guide business planning.

Msc In Management With Data Analytics

Education record