Adam Kilgore Email & Phone Number

Stuart, Florida

I help retirees address the 4 financial fears that will affect their retirement lifestyle. 1. How does Medicare take care of my medical and prescription drug needs? 2. As long-term health care needs continue to grow, is owning insurance a good choice for me and my spouse? 3. How do I properly plan to protect the income needs of my surviving spouse when I pass away? 4. Now that retirement is here, how do we make sure we won’t run out of money during our lifetimes? These retirement financial fears are very real, particularly when your retirement could easily last 20, 30 or more years. Each will have a profound impact on the quality of your retirement lifestyle and your ability to leave a legacy.Being an independent insurance agent allows me to help you plan for what is important to you and your spouse. Out strategies and insurance services can help you plan for the unexpected.And remember, it’s not how much retirement income you have, but how much you have to spend!

Stuart, Florida

I founded Insurance Planning Concepts to focus on the two primary markets. The benefit planning needs of business owners and creating strategies that help people avoid financial devastation during retirement.I work with the business owner in the design of employee benefits that help attract and retain valuable employees needed for the continued financial growth and success of their business.This includes the design and servicing of tax-qualified group health and retirement plans. Group benefit design encompasses health, dental, group life, short-term and long-term disability, tax-qualified long-term care, and supplemental non-contributory, voluntary indemnity plans.Tax-qualified retirement planning for employees includes defined contribution plans like 401K’s and profit sharing plans, as well as defined benefit plans for certain qualifying employer groups. INCOME PLANNING - Because we are all living longer than ever before, planning for your income needs during retirement leaves you 3 distinct options:1) You can work longer and/or live in poverty.2) You can die sooner.3) You can create a personal financial strategy that provides security and comfort.Have you heard about the IRC Section 7702? It's a unique program that allows you to participate in the up side of the market with no downside risk and it creates a tax-free source of income.> Would you like to learn how to legally avoid taxes on a portion of your retirement income?> Have you heard about the smarter, more complete alternative to IRA's and 401K's?> Are you aware of the Social Security Torpedo?This program can help you overcome the financial fears of living too long, avoid market volatility, address unexpected chronic and critical health care cost, maintain the retirement lifestyle you've dreamed of and end your worries about running out of money during your lifetime. For a free, no obligation consultation of your needs and challenges, just give me a call.

Stuart, Florida

Working to develop new outside business sources, I quickly created an on-going six figure commission resource to the agency. During my tenure I was able to develop a large book of business by focusing on business owners within the tri-county area.Through the design of employee benefit offerings, I also worked with owners to address specialized programs to protect their business interests and enhanced their retirement planning objectives.

Stuart, Florida

As a highly respected pension administrator, I joined Employee Benefit Consultants to help expand their services to include a full array of life and health insurance services.Using my expertise in the design of employee benefit offerings, this allowed me to work directly with the business owner and promote specialty programs just for them. This included promoting supplemental “tax-free” retirement programs, disability income, business overhead expense (BOE) planning, identifying key-employee scenarios, funding buy-sell agreement and funded business continuation planning.For 3 straight years our firm was honored as the top life and disability income producer for our insurance broker - Forth Financial Network, with earned commissions in excess of $250,000 each and every year. This included writing more than 25 million in issued life insurance coverage. What contributed to this success was also due to our ability to develop strong relationships within the CPA community. Being able to work with clients financial and legal advisors helps solidify the value of your services as a true insurance professional.

Jupiter, Florida

This was my first job as a life and health agent.My responsibilities involved working with the P & C clients in an attempt to offer life, health and disability income. Client base included individuals and business owners.Working here was a great learning experience and established the foundation of what I have become today. A dedicated solver of problems.During my tenure, I was able to take the agencies life and health commission earnings from nearly zero to over a quarter of a million per year.

Ba In Accounting, Accounting And A Minor In Computer Technology, My Final Gpa Was 3.75

Activities and Societies: While in school I worked part-time to help cover my living costs. I started working at Suburban Bank, and during.

Academic, Reading, Writing And Arithmatic ......, 3.85 Gpa

Activities and Societies: Chess Club, German Club, Soccer, Track, Stage Crew, Senior Class Play, Choir and lots of funBest public school.