I provide strategic advice and counsel to Palomar’s executive officers and directors. I develop and implement sustainability and community resilience initiatives while also working to minimize the company’s legal risks and exposures in a forward-thinking manner. I work closely with my business partners to ensure the organization’s goals and objectives are in alignment with state and federal legal frameworks to enable successful execution of our corporate mission. My incredible team and I proactively lead our legal, regulatory compliance, and claims operations to ensure cost-effective and timely resolution of pending matters. I am also focused on the prevention of fines, penalties, and litigation; as well as the protection of the company’s brand and reputation. Palomar Holdings, Inc. is the holding company of subsidiaries Palomar Specialty Insurance Company (“PSIC”), Palomar Specialty Reinsurance Company Bermuda Ltd. ("PSRE"), Palomar Insurance Agency, Inc. ("PIA"), Palomar Excess and Surplus Insurance Company (“PESIC”), and Palomar Underwriters Exchange Organization, Inc ("PUEO"). Palomar's consolidated results also include Laulima Reciprocal Exchange, a variable interest entity for which the Company is the primary beneficiary. Palomar is an innovative insurer serving residential and commercial clients in specialty markets including the market for earthquake insurance. Palomar’s insurance subsidiaries, PSIC, PSRE, and PESIC, have a financial strength rating of “A-” (Excellent) from A.M. Best.

The two things I enjoy doing as part of my side-hustle are providing advice with a twist of intuition and curating good things for good humans.

General Counsel & Corporate Secretary were my foundational duties. I also very much enjoyed identifying and vetting new and innovative revenue generation opportunities for CSE. This was accomplished through strategic partnerships and by staying active in the InsurTech and broader P&C insurance communities. My amazing team of professionals were responsible for compliance with all laws and regulations, quality assurance, internal audit, project management & workflow digitization, business services, staff counsel & claims litigation, and government affairs. CSE Insurance Group is a subsidiary of Covéa, a $20 billion global insurer headquartered in France. Backed by Covéa’s support, CSE provides security, innovation, and customer-oriented localized service to all of our policyholders.

I provided innovative legal advice & counsel at Hippo, an InsurTech startup. Recruited to proactively collaborate with the leadership team with launching a compliant business model for marketing, selling, underwriting and servicing homeowner products. Responsible for regulatory compliance, contracts, legal review of new business concepts, licensing, legal matters, establishment of TPA workflows in alignment with corporate culture, and human resource management. Was also a great sous-chef on BBQ Fridays😉.Bundling modern coverage with smart home technology, and offering access to Hippo Home Care, Hippo keeps you one step ahead of problems so you can crush it as a homeowner.

Tapped for unique blend of regulatory compliance, law, technology, and process expertise. Served as strategic partner in a post-M&A leadership team in revising policies and embedding best practices to create a proactive compliance program. Chaired Corporate Ethics & Compliance Committee and led quarterly reporting of compliance matters, privacy incidents, remediation plans and strategic initiatives to the Board of Directors. Led successful regulatory execution of over 460 multi-state projects, including a bundled online homeowners & auto program. Collaborated with business partners on product development launches in auto, motorcycle, homeowners, renters endorsement, usage based insurance, and car match coverage.Built and empowered an amazing team of 30+ regulatory compliance and legal professionals. Drove cultural change through cascading integrity and a commitment to excellence from the top down. Mentored and trained direct reports, introducing best practices in project scope definition, process documentation, and collaboration across departments.Championed a new technology integration enabling a clearer understanding of compliance risks by improving control testing and validation of regulatory compliance through real time trend analysis and reporting by operational area. Estimated 18 month project rollout utilizing a risk management tool and implementation of the Three Lines of Defense compliance risk model. Prior Role: Director of Regulatory Compliance

Welcomed as manager to lead during a rapid-growth phase while concurrently attending law school. Led a 6-member team of adjusters with 900-1200 pending reserves. Injected best practices across 24 states in the handling of reserve reconciliation, coverage, investigation, litigation, large loss, audits, and systems.Handpicked to become a pivotal part of a post M&A claims integration team based out of Dallas and Los Angeles, owing to reputation as a high-performer and innovator. Traveled bi-weekly to meet with employees onsite and played a significant role in building the successful Kemper Specialty brand. Promoted to manage compliance for the Kemper Specialty brand, bringing process and procedural discipline to address regulatory issues in alignment with the company’s business growth plans and in reaction to quick changes in state and federal law. Leveraged legal expertise and operational background to introduce best practices across project management, claims, underwriting, auditing, risk mitigation, and remediation. Led two-year project to overhaul and replace error-ridden policy forms by hiring a compliance & legal team with strong claims and underwriting backgrounds. Successfully rebranded forms to synergize with the integrated company’s new objectives after extensive internal research and feedback from various departments. Prior Roles: Director of Claims Training & Compliance/Claims Manager

Shaped reputation as a proactive action-oriented employee. Made strategy recommendations to management to restructure adjuster teams with a tiered methodology to cascade accountability and isolate priorities, which drove an increase of 70% in closure ratios, and a 50% performance boost. Pioneered claims handling processes that boosted accuracy, provided easily retrievable information, and clarified coverage in alignment with state requirements along with listing applicable legal cases.Became top litigation examiner; entrusted with more complicated injury claims due to faster and more accurate resolution. Surpassed monthly settlement of claims at 120% closure ratio (highest within department).Prior Roles: Litigation Examiner I, II & III/Telephone Adjuster I & II/Direct Handler