Ananya Goswami Email and Phone Number
Worked in Credit Risk Strategy role in Line Management team at American Express. Transformed Proactive Line Increase and Initial Line Assignment strategies by ideating, conducting thorough data analyses and adjusting strategic business rules, resulting in better Risk & Growth management focusing on profit optimization
American Express
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- americanexpress.com
- Employees:
- 69113
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Senior AnalystAmerican Express Feb 2023 - PresentGurugram, Haryana, IndiaFast-track promotion, 6 months ahead of trackTransformed Proactive Line Increase and Initial Line Assignment strategies by ideating, conducting thorough data analyses and adjusting strategic business rules, resulting in better Risk & Growth management focusing on profit optimization -
Data AnalystAmerican Express Aug 2021 - Feb 2023 -
Data AnalystAmerican Express May 2020 - Jul 2020Developed a loan approval framework from a dataset of approved loans by Lending Club, a peer-to-peer lending company in the US• Developed a model to predict loan defaulters by building a Logistic Regression Model on a dataset of 1.2 mil loans • Use loan profitability mathematics to compare the profit of the full portfolio, pre and post model application• Segment dataset on various grounds to select appropriate subsets to apply model depending on profitability• Reviewed lending practices of credit card industry & interacted with Line Team of AmEx to gain insights for the project • Employed data pre-processing techniques; exchanged ideas with team members on data treatment, feature selection • Researched various models used for classification problems (XGBoost, Decision Trees) to ensure maximum efficiency• Successfully able to capture 63% of defaulters with the developed model (GINI 0.2) from the dataset of approved loans • Boosted profit by $400k (0.1%) on selectively applying the model on appropriate segments at an approval rate 99.9% -
Overall CoordinatorCommunity Welfare Cell, Iit Kanpur Apr 2019 - Mar 2020KanpurSingle-handedly coordinated a Cell under Students' Gymkhana, IIT Kanpur working towards social welfare in and around campus.• Supervised a budget of ₹2.5 lakhs allocated for conduction of yearlong activities and events • Led a 3-tier team encompassing 5 wings with 10 managers and 100+ volunteers• Envisioned & conducted first-ever organ donation awareness event in IITK, in association with Mohan Foundation• Facilitated Cultural, Educational & Sporting events in Prayas for 150+ underprivileged children of the ages 5-18 years • Directed 8 blood donation camps with 625+ successful blood donations, and awareness drives through Raktarpan• Managed conduction of meditation sessions, motivational talks & donation drives by Vivekanand Samiti• Facilitated various sessions, workshops and fun events by Unmukt on diverse topics of gender equality and inclusivity• Increased participation by 20% in events related to issues like organ donation, blood donation, LGBTQIA+ awareness • Promoted initiatives of Cell on social media, generating additional engagement with follower base by 40%
Ananya Goswami Skills
Ananya Goswami Education Details
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Cpi: 8.4/10.0 -
Cpi: 9.0/10.0 -
Cpi: 8.7/10.0 -
Aissce (Xii): 96.8% | Aisse (X):Cgpa 10.0
Frequently Asked Questions about Ananya Goswami
What company does Ananya Goswami work for?
Ananya Goswami works for American Express
What is Ananya Goswami's role at the current company?
Ananya Goswami's current role is Senior Analyst, Line Management, American Express | IIT Kanpur.
What schools did Ananya Goswami attend?
Ananya Goswami attended Indian Institute Of Technology, Kanpur, Indian Institute Of Technology, Kanpur, Indian Institute Of Technology, Kanpur, Kendriya Vidyalaya.
What skills is Ananya Goswami known for?
Ananya Goswami has skills like Microsoft Office, Data Analysis, R, Data Science, C++, Creative Writing, C (Programming Language.
Who are Ananya Goswami's colleagues?
Ananya Goswami's colleagues are Birgitte Marie Christensen, Rei Rato, Parul Hooda, Alfonso Dávila, Maryjane V., Jean-Baptiste Fertier, Go Ahead Plus.
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Ananya Goswami
Aspiring Data Scientist | Google Cloud Certified Data Analyst | Data Science Trainer | Cloud Computing Specialist | Big Data Enthusiast | Ai/Ml| ResearcherNashik -
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Ananya Goswami
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