Data enthusiast with 7 years of experience (5 years in fintech and 2 years in SEO analytics respectively), currently leading analytics initiatives at PayU in Bengaluru. I am passionate about leveraging data-driven insights to enhance product performance, drive revenue growth, and optimize operational efficiency.Career highlights:- Spearheaded analytics initiatives to expand cross-sell business, generating substantial monthly disbursals and improving low-risk segment conversions.- Implemented infrastructure for tracking product KPIs and created early warning systems for proactive portfolio performance monitoring.- Led targeted marketing campaigns, improving credit card applications and conversion rates.- Executed user behavior-based marketing strategies to enhance customer targeting.- Recognized with 5 Performance Awards at PayU and “Fresher of the Year” at Affine Analytics.At PayU, I developed comprehensive GTM strategies for various products, including competitive pricing, streamlined settlements, and robust fraud prevention. Implemented advanced tracking systems, improving visibility and decision-making across multiple products and identifying cross-selling opportunities. Previously, at Affine Analytics, I crafted predictive models and conducted A/B testing, driving product improvements and boosting revenue.With a strong foundation in Python, SQL, and machine learning, I am passionate about using data analytics to drive business growth. I’m always open to connecting and exploring potential collaborations!
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Business ManagerPayuBengaluru, Ka, In -
Lead Business AnalystPayu Oct 2023 - PresentBengaluru, Karnataka, IndiaLed analytics initiatives evaluating new product features and cross-selling opportunities | Analyzed acquisition channels and streamlined product operations helping expand zero-cost cross-sell business | Achieved 3x YoY growth in key metrics like revenue and profitability Spearheaded extensive pricing strategy initiatives, developing a risk-based framework to accurately assess customers' risk profiles and optimizing rates based on their sensitivity to price Identified high-responsive customer segments for lending products | Developed a framework to preselect customers for personal loansIdentified indicators from Buy-Now-Pay-Later to replicate risk for PLs | Created a surrogate policy for customers on our BNPL platform access to higher credit limitsImplemented infrastructure to track metrics and new product KPIs | Leveraged live dashboarding tools and early warning systems to proactively in monitor portfolio performance and customer behaviour trends at a granular level -
Senior Business AnalystPayu Apr 2021 - Dec 2023Bengaluru, Karnataka, India -
Business AnalystPayu Feb 2020 - Mar 2021Mumbai, Maharashtra, India -
Business AnalystAffine Analytics Oct 2018 - Feb 2020Bengaluru, Karnataka, India -
InternAffine Analytics Jul 2018 - Sep 2018
Utkarsh A. Education Details
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Data Science And Statistics -
Ahlcon Public School94.25
Frequently Asked Questions about Utkarsh A.
What company does Utkarsh A. work for?
Utkarsh A. works for Payu
What is Utkarsh A.'s role at the current company?
Utkarsh A.'s current role is Business Manager.
What schools did Utkarsh A. attend?
Utkarsh A. attended Delhi University, Ahlcon Public School.
Who are Utkarsh A.'s colleagues?
Utkarsh A.'s colleagues are Sebastian Kuran, Maria Camila Baez Perez, Saurav Gupta, Frm®, Marcin Blaszyk, Narendra Narola, Harsh Agarwal, Mohammad Raza.
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Utkarsh A. Dhage
Wipro (Global Finance Leadership) | Chartered Accountant | Expertise In Fp&A, Controllership, And M&A | Driving Financial Growth And Efficiency In The Consumer Care Industry | Mentor & Ex-Intern@Ca Monk | B.ComBengaluru
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