Ahmed Hafez Email and Phone Number

• Managing a group of 5 analysts with total portfolio of approximately EGP 2.5 billion. • Ensure quality of portfolio is maintained, with no direct credit losses.• Develop marketing plan and implement it as per agreed objectives • Attending centralized committee and sub credit committee to present the package in front of committee members. • Maximize profitability, achieve business growth and targeted market share as per objectives.

• Managing a diversified portfolio of approximately EGP 550 million including manufacturing, trading, and supplies and contracting clients. • Preparing the comprehensive credit proposal memorandums CPM for the new clients and renewal CPM for the existing customers. • Spreading financial statements under Banking Spreading System "Moody’s Risk Analyst".• Analysing and interpreting Financial Statements Analysis using analytical tools (Ratio Analysis, Trend Analysis and Peer Analysis).• Doing financial projection studies for medium and long-term loans in addition to sensitivity analysis.

• Assessing Small and Medium corporate creditworthiness through Comprehensive credit due diligence studies and so presenting the finance proposal & the study results for the competent committees.

Collect, analyse and interpret financial data about the company and competitors for different purposes of making decisions.