Fintex Inc. is a dynamic sales enablement technology firm committed to expediting digitization within the financial industry. We specialize in developing innovative solutions that foster growth and streamline operations across all facets of business. Our mission is to empower financial institutions to thrive in the fiercely competitive landscape by unlocking new opportunities, enhancing customer experiences, and simplifying data management across the various applications.

In my role as the VP and Head of GAM Digital, I successfully integrated the Digital Technology, Product and Strategy teams, fostering synergy, collaboration, and strategic alignment. Our foremost objectives revolved around propelling digital transformation by harnessing a modern technology stack, amplifying strategic value through aligning digital initiatives with business objectives, fostering cross-functional collaboration, and optimizing resource utilization. Our key focus areas included delivering advisors digital solutions, streamlining operational efficiency, and delivering integrated digital experiences from prospecting to portfolio management and fulfillment.

Leading the innovation lab at GAM, incubating core products that drive investment outcomes for advisors and clients. Built portfolio recommendations serving 3 million clients and exceeding $2 billion in annual assets. Developed tools empowering 2000+ advisors to customize portfolios and generate proposals. Created a robust microservices ecosystem for efficient data delivery and portfolio calculations.

Everything we do is designed to unleash the potential in your advisors and their products. Wiser provides a white labeled digital platform for advisors to scale their business.June 28, 2017 - Acquired by RBC Global Asset Managementhttp://www.rbcgam.com/news/news.html?key=rbc-global-asset-management-invests-20-million-to-establish-in-house-innovation-lab

Mercury Mercantile Technologies (MMT) is based in Toronto, Canada and has developed an innovative online and mobile technology to help bring low-cost financial services and mobile commerce to the worlds under banked and unbanked populations.MMT operates the PCM mobile commerce technology platform and is in the process of launching QicSEND™ an online & mobile remittance service in selected markets. The QicSEND™ service runs on the PCM platform and has integrated partners to facilitate real time money transfer from Canada to the Philippines.The following is an overview of my role at MMT.• Led strategic planning and execution of the QicSEND money remittance brand.• Leveraged personal network to initiate and sign partnership agreements with large institutional organizations in Canada (Interac, Fintrax) and the Philippines (BDO, SMART Communications, Globe Telcom)• Managed a global team including technical resources from US/India and customer service representatives in the Philippines• Led the business design and managed the build of a multi-currency foreign exchange platform from concept to production in 8 months• Conducted focus groups, leveraged market insights and data analytics to analyze marketing ROI and maintain the average acquisition cost per active user under $10 (industry standard of over $40/active user)

Provided personalized financial and banking services to high net worth individuals (HNWIs) in Canada. Clients ranged from entrepreneurs, real estate developers and C-level executives.

· Key resource for the implementation of strategic initiatives to support the Fix-Build-Grow strategy for Emerging Markets including the launch of a core banking platform (Avaloq) and Asian centric products (i.e FX accumulators)· Led a team of functional users and consultants in developing the gap analysis and detailed business requirements and designing the end state Target Operating Model for the new banking platform· Conducted executive working sessions across multiple locations (Singapore, Canada and Europe) to reach consensus on transformation of Front Office, Middle Office and Back Office· Facilitated stakeholder and user reviews of requirements, design deliverables and issue resolution for the Avaloq implementation project

• Originated, structured, executed, and syndicated investment and non-investment grade loan transactions for a full range of credit, trading and transactional products• Performed detailed financial analysis to evaluate company credit quality• Coordinated and actively participated in due diligence during both the origination and syndication process• Participated in negotiation of legal documents during proposals, commitments, closings and amendments• Prepared credit submissions and other documentation related to the transaction approval process• Provided timely updates on client, industry and market performance, particularly in connection with any signs of deterioration or developments requiring amendments/waivers to existing loan documentation

• Interviewed key business stakeholders to baseline the current state and highlight internal strengths and weaknesses in each of RBC’s insurance product lines• Developed a framework for RBC insurance to monitor the current landscape to maximize on strategic opportunities such as acquisitions, alliances or ventures that can help accelerate their strategic initiatives• Designed and tested a real time model that ranks potential opportunities according to selected strategic/financial criteria using quarterly available data from OSFI• Presented final results and recommendations which included a variety of scenarios to the Insurance Executive Committee• Assisted in analyzing and creating a lessons learned presentation on the divestiture of Liberty Insurance which is to be presented to RBC’s Group Operating Committee

• Identified business opportunities through detailed analyses and translated them into selling concepts to deliver 1.2M/year in incremental revenue• Understood and leveraged extensive shopper insights such as shopper psychology to enable P&G to increase distribution of Old Spice body-wash at Shoppers Drug Mart• Effectively leveraged multi-functional resources within P&G to drive merchandising cost down by 25% with the brandSAVER program at Shoppers Drug Mart• Proposed recommendation to P&G leadership team on leveraging social media to drive web traffic resulting in incremental online revenue of 1.8M/year

• Led a team of 12 members in strategic planning and implementation of the 2010 Lexus RX350 in Cambridge, ON• Developed a $3.2M business case based on benchmarking past Toyota vehicle launches along with incorporating the RX350 project specific risks and was granted the full amount by senior managing directors• Facilitated kaizan workshops to generate cost saving initiatives that resulted in a 6.4% reduction in the forecasted $3.2M budget• Trained and motivated team to utilize TPS (Toyota Production System) principles in designing the production work flow to ensure high level of quality and labor productivity• Identified opportunity to reduce plant operating expenses by improving the efficiency of the process ovens resulting in an estimated yearly energy savings of $0.3M• Updated senior management through weekly presentations on the project status which increased the visibility of major concerns and allowed for prioritization of company resources• Launched the Lexus RX 350 in January 2009 maintaining safety, quality, through-put and operation costsEngineering Support, 2007–2008• Supported the launch of the 2009 Corolla by leading the implementation of a robot automation cell• Reduced costs by remapping the operational efficiency of each robot resulting in a reduction of one robot • Completed launch of the 2009 Global Corolla 8.1% under budget forecast resulting in net savings of over $0.4M

• Supervised a unionized skill trades group of approximately 30 CAW (Canadian Auto Workers) members• Exercised daily responsibilities in assuring employee safety, product quality and production schedule goals• Created and lead plant-wide predictive maintenance group focusing on infrared, vibration & ultrasonic technology• Frontline technical resource for major problems with PLC’s, Fanuc/ABB robotic controllers, pneumatic circuits, automation controls, mechanical equipment (pumps, drives, conveyors), etc.• Close collaboration with production and engineering to minimize downtime and improve quality by leading and coordinating “support groups” dedicated to understand and root cause re-occurring problems• Worked with engineering on identifying and providing solutions to bottle-neck processes along with equipment installation/upgrades/modifications, managing up to 8-10 projects simultaneously• Administered labor relation activitiesMajor Achievements1) Implemented predictive technology to minimize and control production downtime – Estimated savings in downtime of over $900,000/year2) Decreased monthly expenditures by an average of $30,0003) Project manager for various rebuilds/upgrades of equipment - Includes capital projects over $500,0004) Implemented standardized evaluation and analysis methods for the preventive maintenance group

• Implemented various engineering projects to minimize energy consumption in the Paint Shop• Automated processes using Time Schedule Control (TSC) to monitor the status of the equipment on weekends• Reduced plant usage of compressed air by installing high volume blowers where feasible• Cut down Paint Shop downtime energy load by 15%• Overall operating cost savings of approximately $60 000 annually• Involved in creating a status screen to monitor/operate all the equipment in the Paint Shop• Implemented PLC code to integrate TSC on most of the processes