PMP® Certified Product Manager with hands-on experience in Digital Lending, Retail Assets, and Digital Transformation across the Banking, Financial Services, and FinTech sectors. My journey spans Product Strategy, Marketing, Stakeholder Management, and Data Analytics, allowing me to bring a holistic approach to building and scaling products.Currently, I lead product and marketing strategies for referral lending products at FINO Payments Bank, including personal loans, gold loans, and credit lines for FINO customers. I work closely with lending partners on product integration and new initiatives while ensuring portfolio performance, customer satisfaction, and strategic growth through targeted promotional campaigns.At L&T Financial Services, I managed an INR 111.2 Bn Tractor Finance portfolio, collaborating with the collections business head. My role included understanding product requirements, creating user stories, and BRDs, and conducting UAT testing. I was responsible for stakeholder management, driving communication, and ensuring the smooth delivery of product features, all while defining key metrics to measure returns.Before that, I honed my analytical skills as a Business Analyst at Mahindra & Mahindra, where I specialized in market research, hypothesis formulation, and uncovering data-driven insights to fuel strategic decisions. I led projects for Mahindra Farm Implements, Swaraj Tractor, and Mahindra Agri Solutions, helping uncover meaningful trends and business opportunities.I thrive in cross-functional environments, ensuring smooth project execution, leveraging Agile methodologies, and driving strategic initiatives that contribute to organizational growth.Skills:Product Management | Digital Lending | Retail Assets | Digital Transformation | Stakeholder Management | Marketing | Data Analytics | Strategy | Project Management | Agile.