Ajay Kumar
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Ajay Kumar Email & Phone Number

Vice President Digital Banking (Mobile and Internet ) and Strategic Product Leadership at Unity Small Finance Bank
Location: Mumbai, Maharashtra, India 11 work roles 4 schools
1 work email found @infosys.com LinkedIn matched
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Role
Vice President Digital Banking (Mobile and Internet ) and Strategic Product Leadership
Location
Mumbai, Maharashtra, India
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Ajay Kumar is listed as Vice President Digital Banking (Mobile and Internet ) and Strategic Product Leadership at Unity Small Finance Bank, a with 3352 employees, based in Mumbai, Maharashtra, India. AeroLeads shows a work email signal at infosys.com and a matched LinkedIn profile for Ajay Kumar.

Ajay Kumar previously worked as Vice President Digital Banking (Mobile and Internet ) & Strategic Product Leadership at Unity Small Finance Bank and Consulting Manager at Accenture In India. Ajay Kumar holds Post Graduate Diploma In Management - Banking, Insurance & Investment from Principal L N Welingkar Institute Of Management Development And Research, Mumbai, India.

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About Ajay Kumar

A seasoned Technology Strategy & Consulting professional, I specialize in the development and execution of cutting-edge strategies for banking clients, with a primary focus on mobile and digital banking solutions. With extensive experience in this dynamic field, I am dedicated to driving innovation and transformation in the banking sector. Digital Banking professional with 16+ years of experience in Design, Delivery, Implementation and Transformation of Digital Banking Solutions. Digital Strategist with extensive experience in successfully managing large IT transformations, Organizational change management, handling multiple workstreams, using Lean, Agile & DevOps frameworksPractical implications and Digital strategies for Organizations to consider as they seek to be relevant in a highly disruptive digital world. Achieving outcome-driven Digital Transformation by end-to-end design & delivery of product & services.7+ years of working experience on a Universal Core Banking Solution — Finacle, an Infosys Product.Mobile Banking Trend analyst.Digital Banking & Fintech Aficionado.Certified Scrum Product Owner® Certified Scrum Master®DevOps/DevSecOps Consultant

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Unity Small Finance Bank
Unity Small Finance Bank
Vice President Digital Banking (Mobile and Internet ) and Strategic Product Leadership
Mumbai, MH, IN
Employees
3352
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11 roles

Ajay Kumar work experience

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Vice President Digital Banking (Mobile And Internet ) And Strategic Product Leadership

Mumbai, Mh, In

Vice President Digital Banking (Mobile And Internet ) & Strategic Product Leadership

Current

Mumbai, Maharashtra, India

Leading Product Engineering for Mobile & Internet Banking. Driving Strategy & Road map while fostering agile execution and DevOps collaboration to deliver successful digital banking products

Apr 2024 - Present

Consulting Manager

Pune, Maharashtra, India

Business & Technology Integration specialist. Use technical, industry and functional expertise to shape and co-create technology solutions to achieve business objectives. Analyze current state and redefine business processes and solutions leveraging established methods, tools, and assets. Advise on technical requirements and interventions that prepare the organization for change.IT Operating Model – Life Sciences Client, UKAnalyzed the current IT operating model, organizational structure and governance model leveraging the modern engineering & DevOps assessment framework. Validated the strategic levers and identified the target state building blocks accordingly. Recommended the target state IT organization structure, operating model, capabilities and tool strategy. Recommended a prioritized set of strategic initiatives based on the capabilities assessment and industry leading practices, which would help the client achieve its vision for IT function.Application Portfolio & IT cost Optimization - Retail Client, AsiaLed a team responsible for executing an IT cost reduction project for the IT organization and refining the operating model. Completed discovery and value targeting phases, resulting in opportunities to reduce IT spend from Automation, Application portfolio rationalization, license spend optimization. Capability mapping exercise to identify the functional redundancy and candidates for decommissioning. Aligning the portfolio with the business strategy, fostering enterprise agility, pinpointing investment opportunities, and delivering novel and distinctive capabilities. IT Strategy & Operating Model (Global Pharma Client - Europe & Asia)• Utilized tools such as the DevOps Health Radar, Current State assessment, and Transformation Canvas to evaluate the organization's current state and identify areas for improvement, guiding the transformation journey. (Double Diamond framework, SAFe DevOps Framework, DORA Framework )

Aug 2022 - Apr 2024

Delivery Manager - Mobile Banking, Absa - Rest Of Africa - 9 Countries

Johannesburg, Gauteng, South Africa

Key Responsibilities: Programme Delivery, Governance & Risk Management Drive end to end delivery of the assigned programmes and portfolio of Mobile Banking projects through a robust project planning and reporting process.Coordinate a number of projects and their interdependencies in pursuit of the desired goals by providing leadership, influencing and directing the transition for Digital Banking Channels.Liaise and engage with various Stakeholders to secure their respective support in the implementation of transformation strategies and also ensuring capacity exists to implement the change. Review and report transformation performance and trends to the respective stakeholders.Achieve the programme objectives within the given cost and schedule constraints and with the allocated resources.Ensure that all programmes and initiatives undertaken by the area conform to the Group's change methodology.Prepare the programme update & review reports for Mobile Channel initiatives and write the executive summaries for those programmes based on the key risks, issues and milestones. Present the reports to the programme steering committees.Ensure that all risks and issues are properly logged, classified and escalated as required.Identify and take accountability for the assigned principal risks relevant to the area in terms of the Operating Model and ensure that adequate controls are in place.Achievements:--> Mobile App transformation from native android & iOS apps to Xamarin Based Apps for ARO 10 countries.--> Launch of Business Banking on Mobile Apps for 9 countries.--> Successful delivery of Brand & Name change programme from Barclays to Absa SA for Mobile Banking Channel.--> Achieved the 2020 Mobile Banking programme objectives within the given cost and schedule constraints and with the allocated resources and ensured smooth transition of the programme to Business As Usual with a focus on continued quality delivery.

Jan 2019 - Apr 2021

Project Manager - Mobile Channel Absa Rest Of Africa

Johannesburg, Gauteng, South Africa

Project Manager for Mobile Banking Absa Rest fo Africa - 10 countries.Successful execution of Mobile Channel Delivery for Absa Brand and Name change programe for Rest of Africa 10 countries.Successful migration of our digital assets from UK to South Africa. Assets supporting 9 countries, 10 African businesses. From London to Johannesburg, touching, Kenya, UGANDA, Tanzania, reaching, Mozambique, Botswana, Zambia, extending to Mauritius and Seychelles and Ghana. Valpre Lift and Shift from Barclays to Absa SA.

Jan 2018 - Mar 2019

Lead Business Analyst - Digital Banking For Barclays Rest Of Arica

Pune Area, India

Digital Banking | Business Analyst | Barclays - Rest of Africa

Dec 2016 - Dec 2017

Senior Consultant - Digital Banking

Pune Area, India

BARCLAYS MOBILE BANKING – SUB SAHARAN AFRICARole BUSINESS ANALYST / TEAM LEADThis project involves developing Barclays Mobile & Tablet application for android & iOS ecosystem for SSA-12 countries. The Objective of the Eight member team is to provide personalized, simplified & Omni channel banking to customers.Responsibilities & Accomplishments• My role involves Requirement gathering, Modeling and collaborate with developers and subject matter experts to establish the technical vision and analyze trade offs between usability and performance needs.• Ensuring the requirements maps to the real business needs, are approved by all relevant stakeholders, and meet essential quality standards.• Developing Use Case Document, High Level Designs and coordination with development team, quality assurance testing teams and Clients for sign offs.• Analysis of the market developments and come up with innovative solutions.• Mobile app submissions on Google play store & Apple store.• Developed & released new features like Payee Management: View, Delete or Add Payees from mobile app to Pay utility bills, Carry out Fund transfer, Purchase airtime and Load MPESA.• Barclay card Offers on mobile app for Kenya & Mauritius customers.• iOS apple watch features like checking account balance, Transfer balance to registered payees.

Mar 2015 - Nov 2016

Analyst/Team Lead

Pune Area, India

7+ years of experience in Design, Delivery, Implementation and Support of Core Banking Solution Finacle. Functional expertise in Retail Asset (Lending) & Transactional Accounting. ResponsibilitiesRequirement Gap Analysis & Functional Solutioning.Develop deep understanding of customers’ business operations and model the solution by customizing the product.RA Discussions and Impact Analysis.Proof Of Concepts for Feasibility.High Level Design and Technical Approach Documents.Development & Unit Testing.Mentoring Freshers and Leading small team(8-10 System Engineer)Code & Design Review

Oct 2011 - Mar 2015

Technology Analyst

Pune Area, India

Brief:The Customer Support team was created to cater to the techno-functional UAT support and Implementation support to the Beta Customers along with Support provided to Internal testing teams across tracks. The 10 member sub-team led by me, operating out of Chandigarh location, performed par excellence and set new standards in support, redefining the expectations & resetting the methodologies. The Project was duly rewarded with 2 Back to Back Quarterly GEM Awards in the "Best Team" category.Client:T-Bank, Istanbul, TurkeyHBTF, Amman, JordanRCBC, PhilippinesResponsibilities:Leading onsite and offshore support team.24*7 Production Support for Asset Lending ModuleDevelop deep understanding of customers’ business operations and model the solution by customizing the product.Troubleshoot customer problem, relate it to the customer business and provide a workaround to prevent adverse situation and avoid escalations.Interacts with QA and Engineering for Defect, Bug fixes and Change Request.Delivery schedule & tracking of solution patches to Adhere to SLA

Oct 2010 - Oct 2011

System Engineer

Pune Area, India

I was involved in Application Development and Application Support. I have exposure to various phases of Testing involved in SDLC and Stabilization/Support projects to fix the bugs introduced during development.Responsibilities:Troubleshoot for multiple product lines.Defect and Bug fixing.Adhering to SLAInteracts with QA and Functional Anchors to provide optimized solutions.Weekend Support for Integration & Regression Testing.

Jan 2008 - Oct 2011
4 education records

Ajay Kumar education

Post Graduate Diploma In Management - Banking, Insurance & Investment

Principal L N Welingkar Institute Of Management Development And Research, Mumbai, India

Bachelor Of Engineering (B.E.)

Brcm College (Maharshi Dyanand University Haryana)

Higher Secondary School

Jawahar Navodaya Vidyalaya Mothuka, Faridabad, Haryana

Senior Secondary Education

Jawahar Navodaya Vidyalaya Mothuka Faridabad
FAQ

Frequently asked questions about Ajay Kumar

Quick answers generated from the profile data available on this page.

What company does Ajay Kumar work for?

Ajay Kumar works for Unity Small Finance Bank.

What is Ajay Kumar's role at Unity Small Finance Bank?

Ajay Kumar is listed as Vice President Digital Banking (Mobile and Internet ) and Strategic Product Leadership at Unity Small Finance Bank.

What is Ajay Kumar's email address?

AeroLeads has found 1 work email signal at @infosys.com for Ajay Kumar at Unity Small Finance Bank.

Where is Ajay Kumar based?

Ajay Kumar is based in Mumbai, Maharashtra, India while working with Unity Small Finance Bank.

What companies has Ajay Kumar worked for?

Ajay Kumar has worked for Unity Small Finance Bank, Accenture In India, Lti - Larsen & Toubro Infotech, Tata Consultancy Services, and Capgemini Technology India Pvt Ltd.

How can I contact Ajay Kumar?

You can use AeroLeads to view verified contact signals for Ajay Kumar at Unity Small Finance Bank, including work email, phone, and LinkedIn data when available.

What schools did Ajay Kumar attend?

Ajay Kumar holds Post Graduate Diploma In Management - Banking, Insurance & Investment from Principal L N Welingkar Institute Of Management Development And Research, Mumbai, India.

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