Senior Management responsibility for Organisational Intelligence, Analytics, Product Research, Awards programs and regulatory compliance.

Architect of, and head of the Mozo Experts Choice Awards program. Developed award-winning consumer comparison and B2B competitor-monitoring data tools. Built the product research operations from scratch. Oversight of ongoing data collection, data quality and protocols for use in online tools, consumer content and industry data services.Hands-on data analysis. Responsible Manager under Mozo’s Australian Financial Services Licence and Credit Licence.Media interview experience.

Various consulting engagements including financial modelling, cost reductions and internal service agreements.

Reporting to the CEO, hands-on senior management responsibility for all financial, analytical, risk, compliance and legal functions. Played key role on executive management team, challenging ideas, identifying key issues, encouraging thought-led decisions and championing cultural values.Led on product management issues, including profitability drivers and negotiations with key partners.Strong advocate for building shareholder value through putting customers first. Ensured that the commercial control functions acted as advisers and navigators (and not as a handbrake) in a fast and dynamic business culture. Formally reviewed, challenged and signed off all marketing plans, business cases, commercial agreements and significant purchases. Total annual budget exceeding $40 million.Oversaw significant projects such as the migration of accounting systems and the selection, design and fitout of Virgin Money’s Sydney office.Oversaw the establishment of Virgin Money’s Australian Financial Services License, and fulfilled the Responsible Officer role.Director of subsidiary companies Virgin Money (Australia) Pty Ltd and Virgin Money Financial Services Pty Ltd.

A key player in the strategic analysis and launch of the Virgin Credit Card and the overall Virgin Money business in Australia.One of the very small team who assessed the opportunity, prepared the business case, designed the product, assessed and selected key commercial partners, agreed commercial terms, established operations and threw one hell of a launch party. Especially provided cards product knowledge, analytical skills, financial modelling, contract negotiation and ‘Virgin values’ to the local team, and developed the instant discounts rewards scheme concept.

Responsibility for new product delivery including business and technical requirements, managing team of business analysts.

Profitability assessment and development of credit card product; assessment of potential card issuer partners and rewards scheme models.Sales channel modelling, construction of business model and entity valuation for internet start-up.Comprehensive review of investment and insurance product profitability drivers.Review of all UK financial services business proposals received by Virgin.

Consulting to super funds.Insurance and investment product pricing.High profile customer restitution and plain language projects.