Examiner
Southeast Region
Served as Examiner-In-Charge for examinations of both bank and nonbank entities assigning, reviewing and compiling work of eight to ten examiners to draft examination reports. Conducted complex regulatory consumer compliance examinations of financial institutions and nonbanks. Developed, presented and discussed examination findings to senior and executive management. Evaluated adequacy of Board and management oversight of the compliance programs. Evaluated adequacy of the regulated entity’s compliance program, including policies, procedures, controls, staff expertise, and training. Participated in development of new or revised legal or regulatory proposals or CFPB policies and procedures. Participated in Compliance Management Reviews, Mortgage Origination and Servicing, HMDA Reviews, Auto Origination and Servicing, Credit Card Account Management, Debt Collection, Education Loan Servicing, Remittance Transfers, and Short-Term Small-Dollar Lending (Payday) Lending Examinations. Completed Quarterly Monitoring reports for specific product lines for a large bank. Member of the core team for a large bank.