BILRS.com is a B2B2C global bill payment platform, enabling companies to offer their customers a wide selection of domestic and cross border bill payment options, mobile credit top-ups, prepaid giftcards and more, through a single API integration.BILRS is a Platform that seamlessly connects companies to 1000's of different billers from around the world, while solving the complexities of compliance, regulation, settlement and scale in a standardized manner, and generating new revenue.

Runa is a digital value infrastructure that enables people to pay and get paid by anyone, anywhere, instantly. The Runa network reaches more than 1 billion people and connects merchants, organizations, and individuals for fast, affordable, and data-rich payouts in more than 30 countries and 18 currencies. Thousands of the world’s leading organizations rely on Runa to reward, incentivize, and disburse funds to the people they serve. Runa provides direct connections to its 1,400+ network and merchant partners, enabling digital value to move more efficiently and economically than legacy systems.

Working with the Board and Executive Team to deliver hyper growth, strategic partnerships, new products and global expansion.

Delivering hyper growth, global expansion, strategic partnerships and new products with a dynamic team at Prepay Nation, a leading fintech company with a global B2B technology hub and marketplace platform for the distribution and sale of prepaid products and services through a vast retail and digital channels. We enable frictionless payments, digital credits and value transfers for global and local brands, including mobile networks and prepaid gift cards. We operate through an extensive network of over 275,000 retail outlets and digital channels in more than 125 countries.We keep millions of people around the world connected to the people and activities they care about the most, at home and away, through our airtime top-up and value added services marketplace and technology hub. We are constantly innovating to deliver more products to our customers and more revenue opportunities to our partners.

Veem is a next generation platform for B2B payments, enabling businesses to send and receive payments in local currency effortlessly, using a proprietary and unique multi-rail technology across several global networks. Veem aims to re-invent the financial payment ecosystem through innovation and new user centric approach.My focus is on new revenue and revenue acceleration opportunities such as Global Expansion, Strategic Partnerships, M&A and Capital Raising.

Launched in 2013, 118 118 Money to shake up the traditional UK financial services industry with an unsecured personal loan product for individuals needing just-in-time money so they you can handle whatever lands in their way, to help people when they needed most. Always looking to challenge the status quo, 118 118 Money also recently launched the 118 118 Credit Card.They pride themselves on giving consumers the tools, resources, and products needed to embrace good financial habits and help build their credit score.

Responsible for the Group Strategy and execution of Financial Services and Digital Payments by changing the way people pay, spend, borrow, save, send and lend money across an unprecedented ecosystem of connected services and enabled devices. We are creating a level playing field for democratizing financial services and transforming the Digital Lifestyle Experience. Transforming a telecommunications company into a leading IoT/Technology company, to unlock new opportunities for customers as they navigate the digital world by developing a game changing Personal Internet Platform built on predictive analytics, offering the best features from the likes of Amazon, iTunes, WeChat, PayPal, instagram, Shopify and more, all in a single mobile app.Executive-level oversight across all strategic initiatives and daily operations within the financial services division with a core focus on developing a diverse financial services portfolio for the digital lifestyle ecosystem across Italy, Russia & Eurasia, Algeria, Pakistan and Bangladesh. Hold full P&L accountability throughout all facets of sales, marketing, operations and finance. Provide leadership and direction to a hand-picked team to support and drive the portfolio and business. Charged with identifying potential partners, establishing relationships, negotiating contractual agreements and ensuring operational compliance with corporate objectives. Manage regulatory compliance and licensing for banking operations & e-money services. Develop a wide range of local and global financial services and digital payments.Identify potential investments or M&A’s in fintech space.Deploy and own digital (online, mobile) marketplace and financial services channels.VEON, formerly VimpelCom(VIP) is one of the world’s largest Mobile Network Operators with 235 million subscribers in 12 countries.

General oversight, P&L management, organizational development and overall accountability for all facets of digital financial services ecosystem to accelerate financial inclusion and mobile payments in Africa and Latin America. Managed profitable sales growth through expanding brand and product footprint beyond own markets. Worked in conjunction with internal and external stakeholders and partners at all levels to develop long-range, strategic initiatives to increase operational efficiency, market penetration rates and customer uptake.Developing the Global ecosystem for Millicom-tigo branded Mobile Financial Services(MFS) to enable connected interoperability and deliver relevant local and cross-border financial and value added services and mobile payments to subscribers and the diaspora markets worldwide. Areas of responsibility included: International Remittances, Online Merchant Payments, Direct Carrier Billing for inApp purchases, Cross-Border directed payments, Strategic Partner Alliances. New Business Development. Customer and Merchant Acquisition. User Experience Design and Implementation. App Deployment. Proprietary Digital Online Financial Services, Regulatory licensing and Compliance. Cash management and digitisation. Go to Market. Organisation. P&LMillicom(MIC.SE) operates a range of mobile services, TV and broadband and online partnerships in 13 markets in Africa and Latin America, delivering the digital lifestyle to our more than 51 Million consumers.

Catella bank is a wealth Management, card issuing and payment acquiring full service Bank.My role was to help guide the Bank Board and Management through Digital Transformation and Mobile Banking.

Anthemis Group is a dynamic holding company focused on reinventing financial services for the 21st century. Anthemis invest, advise and transform companies, from inception to fortune 100, to build the world's leading digitally native diversified financial services providers. My areas of focus included, strategy and innovation, mobile financial services, emerging payment systems, consumer finance, alternative lending, remittances, analytics, value added services & M&A. Specific projects included: Skrill, PaySafeCard, UKASH, TimesofMoney(Remit to India), ZAPP, MasterCard, Network International-UAE, HIBU (formerly Yellow Pages), IPF Finance, MCB Finance, XOOM, WorldRemit, AZIMO, TransferTo and EastNets, among many others.aj.hanna@anthemisedge.com

Chief Executive Officer for Western Union Payment Services, UK (FCA Regulated)Senior Vice President of Global Network & Business DevelopmentAs CEO of Western Union Payment Services, UK, an FCA regulated Payment Institution, I was responsible for securing the first ever issued PSD license in Europe. Under this license and new entity I lead the transformation of the Western Union European Union business model, which included key M&A's, restructuring and creation of new organizations, delivering unprecedented growth.Additional responsibilities included Strategic Network and Business Development Globally. Building and leading local and global organisations to leverage relationships, opportunities and best practices to expand and grow Western Union Global footprint across new products, partners, markets and channels.

Senior Vice President, Strategic Network and Business Development, EMEA-APAC- London, UKDevelop and implement European strategy to launch and capitalize on new Payment Services Directive. Build Sales Organization. Evolve business model and expand distribution network across multiple channels,Senior Vice President, General Manager Northern & Western Europe-London, UK Implement high impact turnaround strategies for business growth to capture untapped markets and under-developed corridors and Launch first Mobile Money Transfer Application. Renegotiate key agent contracts and open critical markets for expansion and business growth, develop and launch first General Purpose Pre-Paid Cash Card in UK.President and General Manager, Canada-Toronto, Canada Increase market share and brand awareness by creating a Canadian sales, marketing and operational strategy to deliver high transaction revenue and profit growth. Develop and launch first Pre-Paid Money Transfer porduct in industry. Created first Mobile Money Transfer Application for Western Union.Area Vice President, Northeast Region-New York, USACreating strategies to capture untapped markets and under-developed corridors across all product lines. Director International Business & Network Development- New York, USADevelopment & implementation of strategies to drive the International Business from North America to the rest of the world.