CREDIT APPRAISAL ,PROCESSING & MONITORING,CREDIT RECOVERY & LEGAL SERVICES,PLANNING AND DEVELOPMENT.•INTERACT WITH VARIOUS BUSINESS PARTNERS AS PER THE POLICIES OF BANK AND SCOUT FOR NEW PROJECTS TO BE CONSIDERED FOR FINANCING.•PREPARE POLICY PAPERS FOR FINANCING INNOVATIVE PROJECTS/INFRASTRUCTURE PROJECTS AS PER THE POLICIES OF BANK•PREPARING LENDING NORMS FOR VARIOUS AREAS OF FINANCING SUCH AS CONSORTIUM, IRRIGATION, ROADS, WAREHOUSING, HOUSING, ENERGY MARKETING, MONITORING•TECHNICAL AND FINANCIAL APPRAISAL OF PROJECTS , PREPARATION OF SANCTION MEMORANDUM AND PRESENTING IT BEFORE C THE SANCTIONING COMMITTEE FOR DECISION MAKING..DEVELOPING A TEAM WITHIN THE INSTITUTE TO SCOUT, APPRISE, SANCTION ,FINANCE AND MONITOR VARIOUS INFRASTRUCTURE PROJECTS AND OTHER INNOVATIVE PROJECTS

• CREDIT UNDERWRITING OF LONG TERM CORPORATE INVESTMENTS / SHORT TERM WORKING CAPITAL NEEDS.•BUSINESS ANALYSIS / RISK ANALYSIS – MARKET / INDUSTRY / SEGMENT / CREDIT•CREDIT ANALYSIS – REASON FOR REQUIREMENT AND JUSTIFICATION.CREDIT STRUCTURING - ADVISING CLIENT THE OPTIMUM MIX OF DIFFERENT PRODUCTS TO SUIT THE ORGANIZATION NEEDS LONG TERM INVESTMENTS SUCH AS NEW MACHINERY, REPLACEMENT MACHINERY, NEW PLANTS, NEW PRODUCTS, AND RESEARCH AND DEVELOPMENT PROJECTS & MONITORING .DEVELOPING A TEAM WITHIN THE INSTITUTE TO SCOUT, APPRISE, SANCTION ,FINANCE AND MONITOR VARIOUS INFRASTRUCTURE PROJECTS AND OTHER INNOVATIVE PROJECTS

•MAXIMISE REVENUE AND CUSTOMER VALUE BY IDENTIFYING AND MATERIALIZING POTENTIAL BUSINESS OPPORTUNITIES, AND DELIVERING A SUITE OF COMMERCIAL BANKING PRODUCTS.•ACQUIRE, BUILD AND STRENGTHEN PORTFOLIO OF CLIENTS BY WORKING CLOSELY WITH PRODUCT SPECIALISTS TO IDENTIFY CROSS-SELLING OPPORTUNITIES AND DEVELOPING PRODUCT SOLUTIONS ON TARGET SEGMENTS.•MINIMISE CREDIT RISKS AND LOSS TO THE BANK BY REINFORCING TIMELY AND STRINGENT CREDIT ASSESSMENTS, AS WELL AS ACTIVE MANAGEMENT OF CRITICAL RELATIONSHIPS .

•TO SET UP THE PROCESS OF BUSINESS REFERRAL PARTNERS OR ALLIANCES FOR SME BANKING.•TO ANALYSIS THE RISK AND RETURNS AT THE VARIOUS TRADE BODIES AND BUSINESS ASSOCIATIONS TO FURTHER SME BANKING PRODUCTS AND SERVICES.•PREPARE THE CREDIT APPROVAL MEMO FOR THE SME BANKING PRODUCTS AND SERVICES.•MONITORING OF ALL THE SME BANKING PRODUCTS AND SERVICES IN BANGALORE.