Credit and Portfolio Risk ManagementSpecialties: * Credit Cards Risk Management* Business and Data analytics* Stakeholder management* Change management* Project management* Process Improvement and Simplification* Team management and mentoring* Business presentations and communication* Credit Strategies - Acquisitions and Existing Portfolio Management- Accounts Underwriting, Credit Line Assignment, Bureau Data- Authorizations, Auth Pad Assignments- Credit Line Management, Credit Line Increase, Credit Line Decrease- High Risk Account Closures, Inactive Closures, Credit Card Reissue- Marketing programs- Macroeconomic Data* Analytics- Risk Segmentation- Strategy Simulations, Scenario Analysis, Test/Control Analysis- Loss Mitigation, Loss Forecasting, Profitability Analysis, Stress Test Analysis- Technical Skills - SAS, Decision Trees, Knowledge Seeker, Enterprise Miner, SQL, Excel