• Core member of International Business Compliance, specifically supporting Global Payments business line• Regional coverage includes EMEA, ANZ, and Asia• Advises on product innovations and initiatives for payment systems operator, acquirers, and issuers• Due diligence and onboarding for partners, including issuers, payment aggregators, acquirers,merchants/marketplace, etc

• Lead the regulatory compliance for merchant acquiring and e-money issuer businesses, which includes new licence applications, closure of business, onboarding KYC controls, due diligence of channel partners, etc• Execute a scalable regulatory framework across compliance responsibilities to ensure Razer FinTech meets its regulatory and license obligations for its regulated entities• Serve as the primary point of contact for all regulatory compliance matters, and build relationships with regulators and business partners• Monitor product launches and/or changes in business models to ensure that local regulatory programs reflect such developments and their relevant regulatory requirements• Respond to audits and regulatory assessments and remediate any issues identified from report findings• Create appropriate compliance risk culture via training and engagement, consult with the business to develop remedial action plans and effectively manage change to ensure regulatory compliance

• Design the Operational Compliance Model for the new business unit, a digital insurance company, iptiQ APAC, starting with China • Lead the project to map the regulations requirements for the new business line with B2B2C distribution model• Covers the process of distribution partner onboarding, product development, marketing and branding materials, distribution channels oversight, customer experience journey, consumer protection, sales conduct, and technology platform build• Selected to help set up the new business unit in China, B2B2C insurer using digital platform - First employee of iptiQ in APAC and sent on rotations to Zurich, London, and New York

• L&H Reinsurance, P&C Reinsurance, and Retakaful Business Units in Singapore and Malaysia office• Regulators (MAS, BNM, and deputy for LFSA) supervisory visits, and regulatory audits, and Tax Authority audits etc.• Jurisdiction includes but not limited to Singapore, Malaysia, Thailand, Indonesia, Philippines,and Vietnam and act as Legal sign-off for new products and/or solutions for the territories covered• Draft and deliver trainings on policies, procedures, laws, and regulations to all the staff that are relevant to Legal and Compliance • Co-Lead for Legal in Technology and Innovation, covering APAC- Risks assessment for all new solutions and products, which includes cross-border transfers, data protection,robo-advisory, digital distribution channel/platform, start-up collaborations, etc.- Cloud governance : Digital transformation project to migrate from on-site to public cloud- Advised on Insurtech deal, that uses blockchain, which received approval from MAS FinTech Regulatory Sandbox- Feedback to MAS on Guidance on AI (Project 'Veritas')

• To liaise, advise, assist, support and co-ordinate with business/support units/Regional on compliance and legal matters and act in Compliance Officer capacity for the regulated entities in Aon Malaysia• Periodically assess and review existing AML/CFT mechanisms to ensure its adequacy and effectiveness in tandem with the changes in regulations and industry standards, including UK Bribery Act and the US Foreign Corrupt Practices Act (FCPA)• Facilitate the identification of and mitigation of risks in all relevant regulations including but not limited to AML/CFT , Anti-Bribery, Conflict of Interest, and Data Privacy, Sanctions, etc which are associated to new products and services, employees, and clients, or operational changes• Liaise and cooperate with regulator and other enforcement agencies on all matters pertaining to regulatory compliance for the Group• Monitor industry regulatory activity to keep updated on the latest requirements and guidelines on regulatory reporting, Anti-Bribery, Conflict of Interest, Data Privacy, Sanctions, etc and proactively manage through incident reporting procedure and periodic audit• Draft, review, and negotiate commercial contracts that includes but not limited to Non-Disclosure Agreements, Business Service Agreements, Request for Proposals, etc• Act as the Project Manager for implementation of regulatory guidelines, including conducting gap analysis and monitoring the resolution of such gaps through remedial action plans, training, etc. Successfully implemented the Personal Data Protection Act 2010 within 3 months to meet regulatory requirements• Recommendations to senior management and/or regional compliance team, to instill best practice • Identify gaps in the existing processes and develop training as part of E&O risk management• Draft and deliver training on policies, procedures, laws, and regulations to all 3 business units ie. direct broking, reinsurance broking, and resource management consulting

• Support business, which includes Private Banking, Asset Management, Trustee, Prime Services, etc with accurate, timely and succinct advice, adopting a commercial view whilst maintaining independence and ensuring they remain compliant to relevant rules and regulatory requirements, based on but not limited to knowledge of market abuse and insider dealing regimes. • Support the Control Room functions for new product launches, mergers & acquisition activities, Chinese Wall, etc• Proactively keep abreast of regulatory developments in relevant area(s) of business and be the subject matter expert in transaction monitoring through the global long and short selling position disclosure system for APAC; includes HK, Singapore, China, Malaysia, Korea, Australia etc• Execute regulatory reporting procedures to comply with the FCA/ industry-related guidelines and policies set in UK, where the head office is located to align APAC transactions• Guide the functions on the regulatory reporting obligations and assist filing to Regulators and Stock Exchanges eg. HKMA, HKEX, MAS, SFC, Bursa Malaysia, etc