Over 22 years of IT experience in Banking, Finance and Telecom domain.Analysis, Designing & Implementation of Unsecured Loans(Consumer Durable Loans, Micro-Loan(Rural), Personal Loan), Secured Loans(Home Loan, Loan Against Property, Gold Loan), Vehicle Loans(Car, LCV, Tractors, Equipments), Loan Origination Systems(LOS), Loan Collection System.Designing & Implementation Pre-approved Loan processing systems.Designed & Implemented Term/Fixed Deposit System, Scheduled Payment transfers using Core-Banking APIs. Implemented Video KYC system with modular design architecture. Leading development team of Micro-service developers (using Sprint Boot, Redis, RabbitMQ, MongoDB, etc. hosted on PCF, AWS) for delivering High availability Micro-services & Rest APIs. Migration of various types of Loans(Gold, Home/LAP, PL, Vehicle) from FinOne System to in-house grown Loan Application.Involved in Full Life Cycle Development, Support & Maintenance in Retail Assets IT applications like Lending System, FinnOne-Lending, Loan Origination system, ACBS and Collection system.Designed & Developed NPA (Non-Performing Asset) System for NPA provisioning as per RBI norms for Loans & CC/OD, Loans, Credit Cards system & Lending system.