Deepening engagement with key HSBC stakeholders globally, driving growth in share and existing portfolio. Leading debit portfolios with HSBC, in addition to value added services including loyalty and cyber intelligence solutions.

Creating and executing Rewards & Offers solutions across Europe, for issuers and merchants. Led the development and delivery of a comprehensive merchant-funded rewards/ offers solution in Europe. Supported the roll-out of innovative solutions such as 'Pay with Rewards', Personalized card-linked offers, and cross border programs, to differentiate issuer/ merchant value propositions.

Driving targeted growth on the Business cards portfolio, across the Asia Pacific region. Instrumental in winning business mandates. Built and executed high priority Investment Strategies for key markets. Delivering Small Business product platforms, especially strategic partnerships. Received six Go-Beyond recognition awards, for client focus, seamless execution and collaboration Founder and Steering Committee member of the Young Professionals @ Visa, Singapore chapter, promoting professional growth

Internal Consulting role as part of the Global Strategy team, responsible for strategy development/ execution for Barclaycard businesses across the globe. Corporate Strategy including devising the medium term strategy for Barclaycard, translating into Business Units’ strategy, goals and actions; Business Planning and Investment Prioritization; Preparation & material for Board and Investor Day presentations.Business Unit Strategy: leveraging market insights, financial modelling, and overall business strategy perspective. Delivered an expansion strategy for the Payments Acceptance business in UK and Europe, with specific recommendations on distribution channel selection by segments, and e-commerce business expansion in Europe. Developed a transformation strategy for the US and Germany businesses, with specific recommendations on channel selection, product development, portfolio actions, business line expansion

Member of the Middle East Cards Business Leadership Team, spanning 9 countries in the Middle East & North Africa, responsible for driving several strategic initiatives with the ultimate objectives of enhancing Business Growth and Customer Satisfaction. Integral part of the Business Review committee comprising the Head of Cards, and other Functional Heads, responsible for reviewing the state of the business and making key business decisions. Led employee engagement efforts for an 80-member team, having demonstrated an exceptional ability to work with a diverse set of people, facilitate constructive interaction, develop an actionable strategy and execute recommendations, leading to an improvement in employee engagement scores

Sep 06 - June 07: Chief-of-Staff to Country Business Manager, Global Consumer Group, IndiaResponsible for driving key business priorities and specific cross-functional strategic initiatives across the Consumer business, specifically in the areas of new business ventures, efficiency improvements, financial planning, and employee engagement. Key involvement in the formulation of the Strategic Plans. Youngest incumbent for the Chief-of-Staff role at CitiMay 05 - Sep 06: Manager – Affluent Segments, Non Resident Indian Business, Global Consumer Group, IndiaProduct management to drive acquisition of new clients and deepening of the existing ‘CitiGold’ NRI wealth management client portfolio.

Business Intelligence, Credit Cards (Jun 04-May 05): Conceptualized and executed two successful initiatives - the Tiered Interest Rate program and the Predictive Attrition Model.Deposit Products & Alternate Delivery Channels (May 01- Jun 04): Driving balance sheet growth on a US$170 million deposit portfolio, using a combination of specific initiatives, such as setting up a multi-product sales force, implementation of a lead management system for the sales teams.– Developed and launched the Debit card proposition.– Implemented an ATM expansion strategy through a network sharing arrangement with a leading private bank, a first of its kind partnership in India.Received the first CEO award in the bank for the Debit card launch and ATM sharing arrangement