Provided leadership and direction for both controllership functions and financial reporting.Develops annual plans, budgets and forecasts to facilitate and monitor the business decision-making process.Cofounder and shareholder, business development, credit process and credit analysis implementation, annual plan supervisor and responsible to present it to board of direction.Operating systems implementation, product design and commercialization strategy, digital campaign coordinator and responsible of regulatory accomplishment

Responsibilities included Cash Management function, payroll and tax management, accounting and planning responsibilities and branch incentive program analysis.Improved the control environment by automating the bank reconciliation process, augmenting the balance sheet review and yield analysis. Strengthened the quality of analytics leading to better pricing and volumes, improved financial planning and analysis process and coordinated key initiatives. Developed start up plan for operations in US. Actively participated in commercial and developments banks negotiations to obtain credit lines, M & A activities and development of new products.Deeply involved during a securitization process for $500 million pesos. Strengthened communication of Finance team and commercial team and improved the quality and support.Introduced the consumer Finance model to the US business, laid the foundations for a fast organic build out and this remained one of the most successful, and fast growing businesses.Managed a team responsible for the preparation of annual, quarterly and monthly financial statements, forecasts and budgets for the microcredit and consumer lending operations in Mexico and US.Total operation represented over $1billion pesos in finance receivables with after tax net income of over $200 million pesos.Budgets were built based on extensive research of revenues and expenses through understanding loan systems and the general ledger. Prepared, modeled, reviewed and approved multiyear business proformas for major asset acquisitions, asset sales and indirect sales finance relationships. Included ratio valuation, NPV and capital expenditure analysis.Managing legal and marketing areas also.

Responsibilities included Cash Management function, payroll and tax management, accounting and planning responsibilities, IT management, administration duties.Startup member responsible for all finance processes and assets liabilities committee president.During this period, I was leading a group that was in charge to set up the main operational software.

Lead a financial team in charge of budgeting, planning, inventories management, accounting, reporting, credit and collections.Elaborated annual Forecast, assured compliance and understanding of variances.Assured integrity of financial data in compliance with US GAAP and SOX.Periodic review of key performance indicators and explained variances to Headquarters.Coordinated financial reporting of Latin American markets to Corporate.Provided ad-hoc analysis for decision-making and strategy execution.Devised and fostered business intelligence practices across the branches and the home office.Analyzed variances budget vs. actuals.Elaborated Board Meeting Presentations for the Top Management.Enhanced systems for accounting process efficiencies.Direct liaison with banking authorities (CNBV, Banxico, SHCP) & auditors.