Education = Raised in Detroit, Michigan, and graduated Mumford High School in 1960. Michigan State University (MSU) 1960 - 1962. University of Florida, 1962 - 1964 Graduated School of Business Major in Insurance & Real Estate. Stetson College of Law 1965 - 1967 with a JD and passed the Florida Bar.Employment = Avid entrepreneur in HS with several small businesses & joint ventures. Northwestern Mutual Life Insurance Company - Agent & estate tax advisor with NML in St. Petersburg, Tampa & Tallahassee - doing "Joint Work" with many agents including NML Icons whom went on to be industry leaders. I taught & passed all parts of the CLU exams in 2 years at NML and had a "very traditional" life insurance background. Fox & Burton, PA 1969 in Clearwater with the Estate and Business Planning Law Firm. Florida Secretary of State - Cabinet Aide. Part of a great team working closely with Sec State with future FL leaders. While in Tallahassee I became a Real Estate Broker. Builder, Developer, Realtor - 1972 to 1985 - Residential & Commercial Development in Pinellas, Pasco, Manatee & Sarasota Counties in various entities that built over 1,000 homes and over 400,000 SF of commercial buildings. Director of the Pinellas County Contractors & Builders Assoc.& Member of the St. Petersburg Board of Realtors. Real Estate Investments & Exchanging - 1980s - very active in the Academy of Real Estate Investors & Florida Real Estate Investors in "Creative Real Estate." Alan Kay, PA - Law Practice - 1989 - 2007 My law practice in Seminole doing Estate, Business & Asset Protection Planning, Probate, & Elder Law. Charter Member Florida Bar's Elder Law Section. Teamed with other attorneys, insurance and securities advisors for seminars, workshops, TV & radio programs on life insurance, annuities, disability & long term care insurance into their estate, business & retirement planning.