• Evaluate high quality on risk profile for both new and existing customers in assessing the credit worthiness for VSTECS BERHAD (ASTAR, PERICOMP & KU) to minimize risk exposure and cashflow impact.• Reconcile financial discrepancies for Group company (VSTECS BERHAD) of 9 banking institutes by collaborating with both Sales & Marketing Team in a timely and accurate manner.• Collaborated with Sales Team to ensure outstanding invoices for Klang Valley & Outstations within 30Days for Retailers, 14Days for Mobile Resellers and 90Days for multi-year projects using ERP system.• Achieving total group debtors aging due >60Days within targeted percentage of 2.5% of doubtful debts.• Innovating a new method to streamline Credit Review submissions on an average of 30 files per week.

• Generating timely and accurate deliverance on monthly Management Accounts and annual Budget reports on company and its subsidiary (KUOK PENGANGKUTAN SDN BHD) while ensuring all financial documents are in order periodically i.e. Bank Guarantees.• Reconcile financial discrepancies by analyzing account information in an orderly manner.• Managing both AR & AP departments to ensure organized books and maintained inventory records.• Forecasting & Evaluating Kerry’s budgets within the margin of 3% variance while ensuring steady cashflow and monitoring aging of overdue >60Days.• Processed payment and assisted with all financial transactions that’s due of 30Days terms or COD in timely order.• Organized and documented all payments into account accurately.• Assessing credit reports, references and financials documents to establish credit limits for new and existing clients to minimize business risk.• Effectively built and maintained long-term trusting relationships with customers to achieve ultimate customer retention.• Enhancing payment plans and debt restructuring options to customers. Achieved in lowering bad debts of >120Days from 5% into 2%.• Identified and resolved billing variances to maintain system accuracy.

• Safe-guarding over 200 client’s frauds including impersonation & identity fraud.• Top achiever in identifying more than 150 fraud portfolios.• Cross compare client’s accounts in accordance with the banking policy requirements.• Awarded with maintaining and managing excellence service on Sole Proprietors, Partnerships & Directors of the company.