Chief responsible for the Underwriting, Portfolio Management and Product Center areas and member of local executive committee.Responsible to develop underwriting and portfolio management culture across the company, business case analysis, modeling, projection.As member of local executive committee, supporting the development of the local strategy as well as actions for growth and improvement of results, processes and development of employees.Seeking and engaging in new business opportunities, channels, products and acquisitions to ensure BU's growth by conducting and participating in strategic, financial and actuarial analyzes, identifying key issues, putting into practice the technical capacity for appropriate business economic viability analysis.Responsible to validate Large Quotations for Products and Services by analyzing the quote request, internal and external costs, setting tariffs and technical conditions for presentation to customers and business partners.Supporting the commercial area in the negotiation processes with B2B or B2C clients.Supporting the other areas of the company regarding underwriting, pricing, cost control and development strategies to gain competitiveness and increase profitability.Supporting and encouraging the team in developing new pricing methodologies, automation and innovations.Directing the entire team through the management of direct reports, cascading the company's strategy and ensuring fluid communication among all team members, defining the organization chart with the respective responsibilities of activities, supporting the definition of priorities, monitoring the individual and the team as a whole, applying feedback and guidance to ensure the professional development of employees and the growth of excellence in the area.

Responsible for pricing, actuarial reserves and capital solvency, as an actuary signing technician responsible for ACE Insurance and Reinsurance Companies;Responsible to enhance the team technical skill and help in the personal develop of each member of actuarial team, keeping a full and strong local actuarial team;Developing planning of actuarial work and creating and refining new processes and routines performed by the area;Participating in meetings with members of the executive committee, with the aim to assist decision making regarding the pricing and control of risk and loss ratio of each portfolio;Responsible for preparing performance portfolio committee, with direct exposure to the participants of the executive committees, local and regional level;Responsible for preparing Reserve Committee, with direct exposure to the participants of the executive committees, local and regional level;Responsible for designing the budget in expected losses for each portfolio, with active participation in planning forums / budget of the company;Managing staff in developing methodologies for calculations and estimates of reserves, such as: UPR, IBNR, IBNeR, Deficiency Reserves, Solvency Margin, Profit Sharing, etc., to guarantee the liquidity and solvency of the company;Managing staff in developing and creating a database for actuarial data manipulation tool through SAS, as well as for preparation of actuarial studies;Managing staff in monitoring the results of the portfolios and insurance products, for accounting and statistical methods in order to help, pointing out problems, offer solutions and determine guidelines for commercial areas, the directors and HQ;Managing staff in studies of pricing and product improvement of life insurance and Property & Casualty, as well as in the preparation of actuarial technical notes;Managing staff in the preparation of studies of new rates and calculations of risk in life insurance and Property & Casualty;

Responsible for product pricing and actuarial reserves, as an actuary signing technician responsible for RSA Brazil;Developing planning of actuarial work and creating and refining new processes and routines performed by the area;Participating in meetings with members of the executive committee, with the aim to assist decision making regarding the pricing and control of risk and loss ratio of each portfolio;Responsible for preparing quarterly performance portfolio committee, with direct exposure to the participants of the executive committees, local and regional level;Responsible for preparing quarterly Reserve Committee, with direct exposure to the participants of the executive committees, local and regional level;Responsible for designing the budget in expected losses for each portfolio, with active participation in planning forums / budget of the company;Managing staff in developing methodologies for calculations and estimates of reserves, such as: UPR, IBNR, IBNeR, Deficiency Reserves, Solvency Margin, Profit Sharing, etc., to guarantee the liquidity and solvency of the company;Managing staff in developing and creating a database for actuarial data manipulation tool through SAS, as well as for preparation of actuarial studies;Managing staff in monitoring the results of the portfolios and insurance products, for accounting and statistical methods in order to help, pointing out problems, offer solutions and determine guidelines for commercial areas, the directors and HQ;Managing staff in studies of pricing and product improvement of life insurance and Property & Casualty, as well as in the preparation of actuarial technical notes;Managing staff in the preparation of studies of new rates and calculations of risk in life insurance and Property & Casualty.

Responsible to develop underwriting and risk culture across the company, business case analysis, modeling, projection and all documentation provided for approval.Creating a SAS data-mart solution to provide projections and actuarial assumptions for the business analysis , including lapse rates, loss ratios and unit cost expenses.Developing reserves methodologies and calculations, and estimates for unearned premiums, unreported claims, and loss reserves for compliance with statutory, USGAAP, IFRS and Solvency II purposes, and for guaranteeing insurer liquidity and solvency;Experience compiling actuarial evaluations, statistical reports and management solutions.

Product leader, responsible for managing the team developing product specifications, contracts and technical issues.Individual Life Insurance and elementary branch products pricing and re-pricing (Statutory and USGAAP).Responsible for Business Case analysis, modeling, projection and all documentation provided for home office approval.Manager of country Individual Product Database, tracking products profitability and sharing best practices with other countries.Provide financial projections and actuarial assumptions for the Business Plan, including lapse rates, loss ratios and unit cost expenses.Developing reserves methodologies and calculations, and estimates for unearned premiums, unreported claims, and loss reserves for compliance with statutory and USGAAP purposes, and for guaranteeing insurer liquidity and solvency;Experience compiling actuarial evaluations, statistical reports and management solutions;Experience studying and researching life insurance mortality and morbidity, reviewing actual experience related to current assumptions.Maintain and update Economic Capital Inventory for country factors calculationAnnual review retention limit for reinsurance purposes, through stochastic simulation, aiming profit maximization and risk mitigation.

Developing reserves methodologies and calculations, and estimates for unearned premiums, unreported claims, and loss reserves for compliance with state insurance agency regulations (SUSEP), and for guaranteeing insurer liquidity and solvency; Creating, pricing and enhancing life insurance and elementary branch products and writing their technical actuarial notes;Monitoring insurance portfolio and product results for accounting and statistical purposes, with the aim of providing assistance, pinpointing problems, offering solutions and determining guidelines for product and business management departments;Examining regulatory agency requirements, adapting and implementing products and reserves for compliance.Preparing reports requested by senior management, providing information to business strategies.Automobile claim specialist, analyzing and settling claims, and collecting data; compiling spreadsheets, graphs and presentations; statistical reports; developing reports associated with production and management; reviewing the team's variable remuneration and direct support for management.Work as claims and office assistant, issuing payment orders, providing support for claims specialists and performing routine office tasks.