Chartered Insurer with 33+ years experience in the Life and Health Insurance industry and significant expertise across claims, underwriting, pricing, portfolio management, and risk appetite. Beyond insurance propositions, I have focused on the intersections between healthcare, private insurance, care funding, and the economic value derived from "health & wellness" and disease management programs. Recognised for successfully leading the development of business strategies and spearheading innovation pipelines which capitalise on emerging opportunities and drive growth. Proven track record of effectively leading large cross-functional teams across multiple business units and organisations. With a passion for driving change, problem solving and innovation, my broad technical experience enables me to help organisations understand their core need and build solutions that work in practice within the limits of risk appetite, while identifying when there is justification to challenge the status quo.Qualified as a Chartered Insurer, an Associate of the Chartered Insurance Institute and hold the Diploma of Medical Underwriting from the Assurance Medical Society.