Alan Mine Email & Phone Number

Green Brook, Nj

I provide sales services to customers interest in new and used Toyota, Scion, and Mazda vehicles.

Newark, Nj

Responsible for reviewing and evaluating foreclosed loans to determine if file are properly documented. Ensure that files where accurately documented and that guidelines were followed while loan was in the state of active modification or under consideration for a modification. Review Loss Mitigations department activities with respect to foreclosed loans and ensure that loans were handled in accordance with the requirements of HAMP. (Home Affordable Modification Program)

Responsible for managing a portfolio of defaulted Small Business Administration guaranteed loans and conventional loans.

Responsible for managing a portfolio of defaulted SBA guaranteed loans and conventional loans.Compile an accurate assessment of accounts for accrual status, and complete recommendations based on the assessment of collateral value, cash flow analyst of business financials and workout of the account.Engaged and directed legal council on accounts that are nonperforming or that have deviated from loan structure based on SBA guidelines as well as prepare monthly and quarterly approval requests for the negotiated debt restructure terms.Order and review appraisals for all collateral as well as order environmental reports for commercial property associated with the managed portfolio.

Worked with business owners to prepare to close the business for their retirement.Maintained daily operations of business while continuing to service existing customers.Negotiated with suppliers in order to obtain reasonable pricing and to asses any outstanding debt.Created financial plans, generated monthly financial statements, control logs and delinquency reports.Oversee ordering of products for new and existing customers and directed clients to new possible vendors. Controlled A/R department and resolved customer conflicts before dissolution of the business.Insured business was in good standing with state and filed final quarterly return with New Jersey.Responsible for the dissolution of the business and the filing of documentation need by the state of New Jersey.Furnished final payment to staff along with W-2's.

Developed marketing tools to generate new business with current and new clients.Responsible for informing client base of all rate changes that may constitute a refinance.Compiled mailing list campaign for over 16,000 potential new clients in multiple states and conducted cold call sessions on a regular basis for new clients.Learned pricing and program guidelines for FHA, VA and Conventional loan products while directing processors on structure for loans, and programs that loans may have complied with.

Conducted open houses, made cold calls, and generated mailings for perspective customers.Responsible for keeping clients informed of all new listings that may fall under their needed property criteria.Demonstrated sales ability and presentation skills when conducting listing appointments.All listings that had been in my inventory sold prior to the listing expiration.

Responsible for evaluating credit documentation of borrowers and authorizing approval for financing.Conducted fraud checks to ensure loan documentation conformed to company and investor underwriting guidelines.Resolved all loan stipulations prior to closing and final funding.Cross referenced loan disclosures and programs with state and federal regulations to maintain compliance with predatory lending laws.

Managed and trained the collection department of 22 employees, and prepared performance reports on staff activities.Implemented new software for loan servicing and designed delinquency tracking reports.Conducted inspections of damaged or abandoned properties, and generated narrative reports.Decreased non-performing assets though foreclosure prevention, forbearance agreement negotiation, deeds in lieu of foreclosure, acquired property management, and bankruptcy management.Responsible for developing and reporting delinquency reports on a monthly, quarterly and annual basis.

Owner and Partner of this Property Management Company.Responsible for two multi-family units consisting of 17 apartments and 7 commercial units combined in NJ and NY.Directed rehabilitation of NJ unit and obtained New Jersey State Standards of Inspection for commercial properties.Negotiated the installation of new boilers, water heaters and replacement vinyl windows for both properties.

Conducted the purchasing of all computer supplies for clients.Supervised the delivery of products to clients, and directed warehouse personnel.Responsible for maintaining on site inventory at usable levels, and all facility maintenance.Assisted with price negotiations and suppliers contracts.

Responsible for daily repair and maintenance of crew safety equipment on the A-6 aircraft.

Bachelor Of Arts, Business Administration

I am currently enrolled with Strayer and will have my BA in Business Administration and Finance at the end of 2015.

Real Estate License, Real Estate

Received New Jersey Real Estate License, and completed Weichert sales course for real estate agents.

High School Degree, College Prep & Mechanical Drafting