Alan Pedersen Email & Phone Number

Fargo, North Dakota, United States

Provide legal counsel and advice to AgCountry personnel. Provide focused and specialized legal support to commercial finance, agribusiness, and capital markets lending functions. Develop and oversee loan, collateral (real and personal property) and related legal documentation.

Albuquerque, New Mexico

Provided legal counsel, advice, and direction throughout the Association. Provided legal resources and assistance as needed to the Association and Board of Directors. Lead, developed, recommended and implemented comprehensive legal programs to support lending efforts and to manage organizational risk. Managed all external legal counsel and resources.Served as Standards of Conduct Officer (SOCO) and Suspected Criminal Activity Officer (SCAO) for the Association. Responsible for all legal and regulatory matters impacting Standards of Conduct and Conflicts of Interest.Advised Board of Directors and management on all matters relating to legal and regulatory compliance matters applicable to the Association's lending operations.

Omaha, Nebraska

Provided proactive legal advice to multiple areas within the Association as a member of the Legal Team. Primary attorney responsible for advising the Agribusiness Finance and Capital Markets Teams with over $6B of outstanding credit. Provided legal advice to leadership, relationship managers, credit analysts and loan documentation staff regarding loan documentation and loan servicing on both originated and purchased credits. Participanted in ABF Process Improvement Workgroup meetings focused on mapping and improvement of processes. Member of ABF and Capital Markets National Competitor Strategies Team.• Updated credit agreement and related loan documents for Agribusiness Finance group, reducing legal and business risks by revising terms to enhance enforceability of documents, including removing cure periods and improving borrowing base terms.• Participated in legal team workgroup updating key company-wide loan documentation forms, including changes I recommended that improved collateral descriptions and cross-collateralization language in security agreements and mortgages and other changes reducing legal and business risks.• Enhanced effectiveness of loan documentation process by participating in Agribusiness Finance process improvement workgroup meetings focused on mapping workflow and improving processes.

Omaha, Nebraska

Provided legal advice to credit officers and loan documentation staff. Topics included loan documentation, loan servicing, and litigation issues. Managed internal and external legal risk services for Corporate Banking Group. Oversaw and directed lease and loan portfolio administrator for Equipment Finance subsidiary.• Implemented internally prepared customized loan documents, reducing outside legal fees, increasing retention of loan origination fees, and attracting additional credit relationships.• Reduced credit exposure for bank by providing counsel to restructure / work out several substandard loan relationships. • Formulated standardized financial covenants for internally prepared loan documents, improving enforceability of covenants by revising jargon and clarifying terms.

Omaha, Nebraska

Represented clients in civil litigation, including preparation of pleadings, motions and briefs, conducting depositions, and appearing in state and federal courts. Key areas of litigation practice include creditor’s rights, construction liens, and commercial litigation. Represented creditors and bankruptcy estates in all facets of bankruptcy, including contested motions, sale of estate assets, and adversary proceedings. Advised clients in credit and real estate transactions.• Lead counsel for numerous clients in litigation, including creditor’s rights, construction liens, and commercial litigation, maximizing recovery or limiting exposure to claims of other parties.• Represented bankruptcy estates in successful sales of assets, yielding substantial payments to general unsecured creditors including: wholesale produce company, large farming operation with 23 tracts of real estate and equipment and yielding $10M, and large hog feeding operation, yielding $14M.• Engaged in successful litigation for bankruptcy estates, resulting in several substantial settlements exceeding $100K on constructively fraudulent transfer claims.

Juris Doctor (J.D.), Law, Graduated In Top 10% Of Class

Activities and Societies: Order of St. Ives; University of Denver Law Review

Bachelor’S Degree, Business Administration And Management, General

Activities and Societies: Student Body Treasurer President, Society for the Advancement of Management