Originate Conventional, FHA, VA, USDA , Non-QM residential mortgage loans and refinances.Analyzed financial information: FICO credit history, income stability, assets (financial statements), and appraisal reports to determine the applicant's ability to repay the loan. Established client base by cold calling realtors at weekend "open houses". Networking with financial planners, accountants and attorneys.NMLS Natl 1539757 TX 814983 / 202381 / NMLS ID 145502.An Equal Housing LenderOffice: 972-996-1973 alanf@vipmtginc.com

Risinghill Marketing** is a leading promotional products distribution firm located in Plano, Texas. Since our establishment in 2001, we have proudly supplied branded products to esteemed clients such as Southwest Airlines, FedEx Office, Hilton Worldwide, American Express, Slalom Consulting, Perot Museum, Aegis, Texas Instruments, Baylor Scott & White Health, Albertsons, Ebby Halliday, Sally Beauty Supply, Dallas Area Habitat for Humanity, and many other distinguished businesses.Our success is built on a foundation of creativity, superior customer service, and timely deliveries. We distribute products both nationally and internationally. [www.RisinghillMarketing.com](http://www.RisinghillMarketing.com).

Built, managed and maintained a diverse client base. Supplied branded promotional advertising items.• Managed Mothers Against Drunk Drivers client relations, which increased revenue by $150,000.• Created and managed Pier 1 Imports client relations which resulted in sales revenue increases of $85,000.• Achieved increased annual sales profits of 40%, by negotiating lower supplier costs.

Managed food & beverage retail, food service and convenience store, relationships for a regional dairy supplier, which generated annual sales revenues of $400 million. Reported to the President of the dairy.• Achieved sales and marketing objectives by using comprehensive retail industry data analysis (Nielsen, IRI scan data) in competitive product categories.• Improved Albertsons and Wal-Mart sales by $5 million through expanded marketing efforts including newspaper couponing, in store promotions and expanding retail shelf space.• Created compelling sales presentations which increased revenues by 6%. • Managed regional “Got Milk” publicity events, which educated the public on the benefits of milk. • Trained/mentored retail dairy personnel. Published a training manual which was adopted nationally by Albertsons.

Managed food & beverage retail, food service, convenience store, wholesale distributor, military and broker relations for a regional dairy suppler which generated annual sales revenues of $180 million. Trained/mentored sales and merchandising staff. Reported to the Vice President of sales.• Improved sales at Albertsons corporate headquarter and regional buying offices by $8 million, using comprehensive retail industry data analysis (Nielsen, IRI scan data). • Improved regional sales by 30% at Bashas, Food 4 Less, Mega Foods, IGA Stores, 7-Eleven, and Fleming Foods, generating $12 million in annual sales revenue.• Increased regional Air Force Base commissary sales by $750K, through expanding shelf space, reducing distributors “out of stock” products, and initiating a series of marketing promotions.• Increased ice cream sales 20%, by managing regional newspaper advertising, couponing, in-store promotions and product sampling.• Achieved numerous ice cream sales awards, by maximizing product distribution, increasing shelf space and maximizing product in-store stock.