Coverage: Nigeria, Ghana, Cote d'Ivoire, Senegal, Uganda, Kenya, Morocco and Egypt.1. Credit Risk Management: Standardized, and maintained global policy documents. Credit risk management.2. Process Optimization: Standardized global policy documents, built data-driven dashboards, and implemented system improvements for enhanced efficiency.3. Asset Security: Ensured proper collateral registration to safeguard loan portfolios and mitigate risk.4. Financial Performance: Managed collections shortfalls, optimized portfolio funnels, and conducted market macro analysis to inform strategic decisions.5. Operational Excellence: Provided credit operations support, coordinated systems implementation, and built Autochek knowledge resources.6. Strategic Partnerships: Supported ride-hailing services and managed debt line operations, driving growth and collaboration.7. Performance Champion: Implemented effective performance management strategies to empower teams and achieve organizational goals.8. Led project management for key credit-related initiatives, ensuring timely and successful implementation.

Key Responsibilities:1. Project Management: Expertly lead the initiation, development, and implementation of credit-related projects, ensuring smooth execution and maximizing impact.2. Credit Risk Management: Develop and enforce a robust credit risk framework, including risk policies, underwriting guidelines, credit limits, and compliance measures, to safeguard Traction Apps' financial health.3. Reporting: Generate insightful reports on credit portfolio performance, risk metrics, and collections activities, providing actionable insights to stakeholders and driving data-driven decision-making.4. Collections and Recovery: Oversee strategic collection strategies for delinquent accounts, minimizing credit losses and maximizing recoveries.5. New Product Development: Identify and evaluate potential new loan products that align with market needs and Traction Apps' user base, fostering innovation and expanding financial access.

1. Developed and manage autochek internal lending process and maintain a disbursement timeframe of 2 days and manage the whole lending process, from underwriting and clients' relations to collections as well as monitoring assets used as collateral.2. Developed and continuously improve credit underwriting, risk and collections policies for Autochek3. Monitor financial and credit risks for all Autochek markets across Africa, for current portfolios and new products. 4. Presides over Autochek ALCO meetings.

AutoChek is the leading auto-lending marketplace, providing 360-degree auto-related products across Africa. Kayode works with the tech team to develop the company’s digital lending product, supervising underwriting across the whole company, managing the company’s internal lending fund and managing processes. Disbursed over $2.5M worth of auto loan within 6 months. He leads a team of 5 direct reports. 1. Disbursed over $2.5M worth of auto loan within 6 months of launching the product2. Supports other commercial banks in loan underwriting as a service, banks like Access Bank, FCMB, Union Bank, Wema Bank and UBA.3. Onboarded over 20 financial partners on the product, over 8 insurance partners as well as vehicle partners.4. Manage autochek internal lending fund and maintain a disbursement timeframe of 2 days and manage the whole lending process, from underwriting to client relations to collections as well as monitoring asset used as collateral.