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I thoroughly enjoy all aspects of business and believe that customer satisfaction is number one. Having the opportunity to assist clients in acheiving their goals of becoming a homeowner and moving into a place to call home. I like to contribute strategic direction which requires significant fundamental analysis of current and future state of the mortgage industry. I believe that a successful business is built on integrity and teamwork which is the business principle I utilize.My expertise & specialities include: -Excellent overall business skills-Good leadership skills -Entrepreneurial skills -Critical thinking -Professionalism in business practice and communicaiton with clientEntrepreneur with Expertise in Finance, Operations and Management.
Smart Money Realty And Mortgage
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Chief Executive OfficerSmart Money Realty And Mortgage Apr 2006 - Present-Managed all strategic direction in an extremely dynamic, declining business enviroment, which required significant fundamental analysis of current and future state of the mortgage industry -Developed a horizontal business strategy and successfully launched three business divisions: loss mitigation, real estate, and mortgage-Inspired sales team to provide a transformational customer experience focused on customer lifetime value assessment resulting in 93% customer satisfaction rating based off of post-closing surveys-Developed and implemented effective business plans to maximaze identified opportunity and achieve performance goals, which has resulted in an 18% year-over-year sales increase-Created a brand of service and comapny image built on a foundation of integrity known for keeping clietns goals and objectives at the forefront of the relationship supported by an established word-of-mouth, referral based brokerage-Oversee the front-end and back-end of the business, which includes sales staff, processing staff, bookkepping and compliance -Created and designed internal controls inside the company's loan origination software, Calyx Point, through the utilization of business rules built into the software based on user permissions and workflows through created logic -Closed all types of mortgage loans, which include: first-time buyer programs, first trust deeds, second trust deeds, government loans, Fannie Mae loans, commerical loans, VA loans and manufactured home loans
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Vice President Of OriginationManufacturedhome.Loan Nov 2016 - Nov 2020Parsippany, New Jersey, Us-Develop all strategic direction utilizing fundamental and trend analysis of current and future state of the mortgage industry-Create, oversee and monitor compliance, particularly state licensing, ensuring the company is operating within the regulations governing the mortgage industry-Maintain and program the company's loan origination software (LOS) and customer relationship management software (CRM)-Create operational workflows that results in a streamline process of moving a file from sales to processing and through closing -Partipcate in the month-end close out process with accountant and provide analysis of performance including recommendations for action items needed to improve results-Establish the company's hiring process and work directly with human resources staff on the deveopment of job description for each posiiton -Create annual budget and year-end planning memoralizing upcoming years strategic initiatives -
Chief Financial OfficerWeedmaps May 2013 - Aug 2016Orange County, Ca, Us-Responsible for creating the annual operating budget including a cash budget and sensitivity analysis -Performed final due diligence review of all financial and accounting matters-Managed financially complex corporate structure-Participated in the strategic planning of the company-Lead the cross-functional implementation of enterprise resource planning software, Financial Force-Standardized and optimized the billing process in the accounting department through the utilization of Financial Force significantly improving efficiency -
TreasurerChapman University Mba Alumni Association Jan 2013 - Dec 2015-Responsible for the associations budget and financial related duties-Beta Gamma Sigma International Honor Society
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DirectorPacific West Association Of Realtors® Jan 2012 - Dec 2014Anaheim, Ca, UsI served on the Board of Directors for my local Real Estate Association as a Director. I previously served on the Budget and Finance Committee for the previous 3 years so my responsibilities as a Director primarily pertained to the finance and budgetary duties. -
Adjunct Real Estate ProfessorChapman University Aug 2012 - Dec 2012Orange, Ca, UsI taught Real Estate Market Analysis as part of the Hoag Center for Real Estate and Finance.
Albert Lopez Skills
Albert Lopez Education Details
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Chapman UniversityGeneral -
California State Polytechnic University-PomonaMechanical Engineering -
Chapman UniversityBusiness Administration
Frequently Asked Questions about Albert Lopez
What company does Albert Lopez work for?
Albert Lopez works for Smart Money Realty And Mortgage
What is Albert Lopez's role at the current company?
Albert Lopez's current role is Business and Mortgage Professional (MLO NMLS: 254521 Company NMLS 1595096; An Equal Housing Opportunity).
What is Albert Lopez's email address?
Albert Lopez's email address is al****@****ail.com
What is Albert Lopez's direct phone number?
Albert Lopez's direct phone number is +171487*****
What schools did Albert Lopez attend?
Albert Lopez attended Chapman University, California State Polytechnic University-Pomona, Chapman University.
What skills is Albert Lopez known for?
Albert Lopez has skills like Leadership, Real Estate, Strategic Planning, Management, Loans, Marketing, Team Building, Budgets, Business Development, Entrepreneurship, Negotiation, Contract Negotiation.
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