Alberto Moral

Alberto Moral Email and Phone Number

Investment Officer | Financial Institutions | Impact Investment @ FMO - Dutch entrepreneurial development bank
the hague, zuid-holland, netherlands
Alberto Moral's Location
The Hague, South Holland, Netherlands, Netherlands
About Alberto Moral

Alberto Moral is a Investment Officer | Financial Institutions | Impact Investment at FMO - Dutch entrepreneurial development bank. They is proficient in Russian, French and English. Colleagues describe them as "Alberto is a very competent analyst with strong analytical skills and a wide variety of interests (both professional and personal). His breadth of knowledge and intellectual curiosity make him a very versatile professional that can be assigned complex tasks with undefined roadmaps confidently. That makes him a very valuable asset in any working team"

Alberto Moral's Current Company Details
FMO - Dutch entrepreneurial development bank

Fmo - Dutch Entrepreneurial Development Bank

View
Investment Officer | Financial Institutions | Impact Investment
the hague, zuid-holland, netherlands
Website:
fmo.nl
Employees:
764
Alberto Moral Work Experience Details
  • Fmo - Dutch Entrepreneurial Development Bank
    Investment Officer
    Fmo - Dutch Entrepreneurial Development Bank Apr 2023 - Present
    The Hague, South Holland, Netherlands
  • Fmo - Dutch Development Bank
    Senior Associate
    Fmo - Dutch Development Bank Jan 2019 - Apr 2023
  • Fmo - Dutch Development Bank
    Portfolio Analyst
    Fmo - Dutch Development Bank Jul 2017 - Dec 2018
    The Hague Area, Netherlands
    • Monitor investments and proactive portfolio management, analysing existing contracts and identifying potential client needs.• Identify, execute and negotiate new investments with existing relations, primarily through bilateral loans but also syndicated transactions mainly in Central America and the Caribbean regions.• Project structuring and execution, including analysis of financial performance data; analysis and evaluation potential risks related to the proposed transactions.• Draft due diligence reports and financial proposals.• Collaborate in the Sustainable Banking Initiative in Honduras, together with World Bank, IFC, the Honduran Banking association and the Honduran regulator.
  • Ge Capital
    Treasury Analyst
    Ge Capital Jan 2015 - Jun 2017
    Netherlands
    • Manage the liquidity and funding needs of GE Capital (factoring branch).• Daily cash dispositions of funding entities• Renewal and maintenance of more than 150 loans, coordinating that each of the needful steps in order to refinance is done appropriately (including maintaining loan models, etc.).• Communication with Global Bankers to ensure that our operations get executed, including processing swift messages, wires to any country, etc.• Manage cashpools and liquidity lines.• Foreign Exchange (FX) risk management, including managing Derivative strategy for funding operations ($400MM derivative portfolio).• Execution of FX Swaps to cover FX Risk.• Presentation of the liquidity and FX metrics to the ALCO committee.• Deal with clients to help them solving any treasury issue that might arise.• Match assets and liabilities to minimise any possible interest rate risk.• Lead Treasury Projects related to FX, Cash management and liquidity• Provide support on-boarding new markets
  • Ge Capital
    Risk Analyst
    Ge Capital Feb 2013 - Jan 2015
    • Quarterly preparation of internal valuations of all Commercial Real Estate portfolio, which includes Office buildings, logistic warehouses, premises, and shopping centers..• Underwriting of possible new operations (Debt, NPLs, Portfolio acquisitions). Since GE is a company with strong financial capabilities, I participated in the pricing not only of big loan portfolios, but also in acquisition finance.• Risk analysis of customers (including qualitative and quantitative analysis, including Balance sheet and P&L analysis), and monitoring the customers performance.• Managing relations with suppliers (valuators), and coordination of due diligences.• Risk Reporting, including the preparation of the risk classification of assets, calculation of Discount Rates, Capex analysis, Cap Rates calculation, coordinate with external companies to obtain Market Rent, and conciliation internal valuations with external ones. The majority of this reporting needs to be sent on a quarterly basis to the US FED.• Quarterly review of asset valuations’ accuracy (including analysing all the hypothesis taken in the valuation), not only for Spanish assets, but also for some German and Italian ones.• Based on the previous underwriting, provide recommendation for loan acquisition.• Maintain a database of the Spanish Commercial Real Estate Operations in order to be able to proactively suggest new debt opportunities. • Coordinating risk team and asset managers to improve internal valuations.• Train other members of the platform about different issues that might arise.• Financial modelling in Argus Enterprise and in Excel (10 yrs DCF, calculation of NPV, etc.), including cashflow modelling from the beginning.• Preparation of stress tests
  • Bbva Corporate & Investment Banking
    Junior Analyst
    Bbva Corporate & Investment Banking May 2012 - Feb 2013
    Madrid Area, Spain
    • Financial analyses and forecasting (neural networks).• Propose measures to automatize the analysis of operations’ pipeline, and consequently to save time and costs.• Customer Profiles preparation. Including P&L analysis, Bloomberg• Preparation of economic reports.• Communication with Global Bankers.• Use of Bloomberg.
  • Kpmg Tax & Legal Services
    Junior Analyst
    Kpmg Tax & Legal Services Oct 2011 - Apr 2012
    Madrid Area, Spain
    • Intra-group transactions analysis.• Default probabilities forecasting.• Financial statement analysis and assessment (Balance sheet and IncomeStatement).• Experience writing reports and delivering presentations to clients (Spanish andEnglish).• Prepare economic analyses.• Experience using financial software and databases (e.g.: Bloomberg, Amadeus,Loan Connector).• Other administrative tasks corresponding to a junior consultant.
  • Uría Menéndez
    Internship In Labour Law
    Uría Menéndez Mar 2011 - Jun 2011
    Madrid Area, Spain
    Help lawyers preparing labour law trials. In addition, writing legal documents.

Alberto Moral Education Details

Frequently Asked Questions about Alberto Moral

What company does Alberto Moral work for?

Alberto Moral works for Fmo - Dutch Entrepreneurial Development Bank

What is Alberto Moral's role at the current company?

Alberto Moral's current role is Investment Officer | Financial Institutions | Impact Investment.

What schools did Alberto Moral attend?

Alberto Moral attended Universidad Autónoma De Madrid, York University, Univerzita Palackého V Olomouci.

Who are Alberto Moral's colleagues?

Alberto Moral's colleagues are Renske Den Haan, Natália Alves, Glib Bukharin, Marcella Boelhouwer, Bart Van Liebergen, Kas Annokkee, Sam Nierop.

Not the Alberto Moral you were looking for?

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.