Duties:- Perform risk management and compliance functions.- Periodically reviews, update and create Standard Operation Procedure (SOP), internal policy and internal memo in order to comply with regulator/external policy.- Doing research on new regulations related to company's businesses and licenses- Give strategic recommendation and the best solution for the problem/issues raised between departments, in order to improve business process and internal policy. - Provide monthly internal and regulatory report to board of Director and update. - Ensuring implementation of Good Corporate Governance- Administrating affiliate parties database in order to maintain customer’s maximum limit financing. - Coordinate with the collection department to maintain non-performing financing ratio and allowance for impairment losses. - Coordinate with compliance and risk Management officers from main entity, in order to ensure the implementation of compliance and risk management for the financial conglomerate.Innovation / Value added contribution:- Person in charge for channeling financing with Financial Technology P2P Lending Company.- Contribute in seeking funding.- Participate in developing system for Reporting, Factoring Financing and Finance Lease.

Duties:- Perform compliance functions.- Provide monthly internal and regulatory report to board of Director and update. - Ensuring implementation of Good Corporate Governance - As coordinator of Integrated Compliance and Risk Management Working Unit for Ciptadana Financial Conglomerate, coordinate with compliance and risk Management officers in each entity, in order to ensure the implementation of compliance and risk management for the financial conglomerate.Innovation / Value added contribution:- Contribute in design Ciptadana Conglomerate Corporate Governance structure with board of director Ciptadana Group.- Initiated conglomerate reports in order to comply with OJK.

Duties:- Monitoring and responsible for the data administration related Treasury Collateral Management operation.- As a Designated Compliance and Operational Risk Officer (DCORO), applied risk methodological and reporting for the application of Loss Event Data (LED), Risk and Control Self Assessment (RCSA), Key Risk Indicator (KRI) and Compliance Matrix.- Responsible for daily, weekly and monthly reporting to internal and external parties.- As static data management coordinator, responsible for data administration of all employees in Treasury Payment and Operation Group, treasury customer data management, providing all the Treasury transaction file and data that Internal and External Audit needed.- Responsible for sending mark to market confirmation letter to customer and maintain for the administration of invoice and brokerage fee that sent from counter party.Innovation / Value added contribution:- Create SOP and develop new application and system for the new department of Treasury Collateral Management.- With Compliance and Operational Risk Group develop new compliance matrix for Treasury Payment and Operation Group.- With Operational Risk Division develop and create a Risk Control and Self Assessment Review Program for all division under Treasury Payment and Operation Group.

Duties:- Handling complaints to daily operation activity of International Payment Division and all CIMB Niaga International Remittance transaction. - Responsible for all incoming and outgoing transaction including investigation and amending transaction in foreign currency. - Facilitating diagnostics of current and potential international payment transaction issues. Reporting coordinator of International Payment Division. Monthly report to product owner and BI (Central Bank of Indonesia) Innovation / Value added contribution:- Contribute in developing automated application for Foreign Exchange Activity Reporting System that can be used for all CIMB Niaga Branches. - Contribute to International Remittance Internet banking enhancement. - Participate in developing branch automated outgoing transaction application, speed up outgoing transaction process with straight through payment depository bank. - Develop straight through payment system of incoming international remittance transaction.

- Responsible for all incoming and outgoing transaction including investigation and amending transaction in foreign currency.- Presenting and socializing new product/program about International Remittance with product owner to all branches.- Responsible for clean collection process, such as bank draft, cheque and traveler cheque.- Review monthly statistic report of outgoing transaction incoming transaction, clean collection performance and reconcile.

- Participate and tendering for a mechanical electrical project. - Preparing administration for tendering mechanical electrical project.- Estimating and create Bill of Quantity from mechanical electrical tender drawing.