Seconded to Trust Bank to build up Digital Wealth and Brokerage business. Trust Bank is the world's fastest growing digital bank and a joint venture between Standard Chartered Bank and FairPrice Group (part of NTUC Enterprise Group).

Seconded to MoneyOwl as the founding CTO. Double-hatted within the NTUC Enterprise Group. Concurrently led Corporate Business in the later years. Functioned as Technology Advisor during MoneyOwl's transition to Temasek Trust.Built the product and technology organization since pre-incorporation as the founding CTO of MoneyOwl and delivered industry’s first bionic B2C and B2B2C products in insurance, will writing, investment and financial planning. Scaled the technology team (including offshore team) comprising product, design, software, QA, cybersecurity and corporate IT. Holder of the Monetary Authority of Singapore's Capital Markets Services (CMS) license. MAS Technology Risk Management (TRM) compliant, ISO27001 Information Security Management System (ISMS) and Data Protection Trustmark (DPTM) certified.www.moneyowl.com.sg

Seconded to NTUC Link as CTO and CIO. Double-hatted within the NTUC Enterprise Group.Helmed Technology at the largest national Plus! loyalty program with over 2.4M members and over 90% households. Scaled the technology team to 120 (including offshore team) comprising Enterprise Architecture, PMO, Software, Quality, Data, DevOps, Cybersecurity and Corporate IT. Led the Dual Transformation of NTUC Link, built 4 new data-driven products and provided technology services to enterprises across the NTUC Group. NTUC Link is ISO27001 Information Security Management System (ISMS) certified.

Scaled the technology team to 120 (including offshore team) comprising Software, Quality, DevOps, Card Processing, Helpdesk, Data Science and Product Management to deliver PCI-DSS certified cloud-based mobile wallet, payment, remittance and lending PaaS API to large marquee enterprise clients globally. Funded by Vickers Venture Partners and Credit Saison Co.

Invested in multiple start-ups across various industries in APAC. Involved in fundraising, strategy, business and technology.

Head of APAC and CEMEA Global Networks providing commercial services to 500+ banks in 23 APAC countries, 400+ banks in 59 CEMEA countries and interim management of 200+ banks in 31 LAC countries, consisting of billions of transactions and revenue per year. Also provided corporate services to 20+ offices in APAC and 10+ offices in CEMEA, servicing over 4000 headcount. Global technology’s key representative in the merger and acquisition of GPNET, Japan.

Headed Global Product Development and Management as the founding team and successfully delivered innovative multi-modal predictive analytics (AI) adtech platform that were deployed into multiple countries across APAC. Raised funds from Venture Capital with founders. Funded by Gemini Capital, Softbank, Singtel Innov8 and SOSV.

Enpocket operated the largest mobile dating network and multi-modal predictive analytics (AI) adtech platform services in 9 APAC countries.

Tellme operated the world's largest VoiceXML based automated speech recognition (AI) system. Funded by Kleiner Perkins and Benchmark Capital.

First US nationwide integrated voice and data services provider. IPO on NASDAQ: COVD.

SGX Listed: WBL