Alejandro Guardiola Egea Email and Phone Number

Senior Manager at Bluecap, firm specialized in financial services, advising top tier financial institutions. Leading projects using analytics and data science to solve business and regulatory challenges in the financial industry.- Credit Risk modeling: development of PD and LGD (A-IRB, IFRS 9), Rating and Scoring models for a variety of portfolios (Corporate, Retail – Secured, Unsecured – Mainstream, Low-Default Portfolios), using classical statistical modeling and advanced modeling techniques.- Capital and Impairments: EU-wide Stress Test and IFRS9 framework deployment.- Risk management and Collections: strategic financial planning and budgeting, debt restructuring for SMEs, and client segmentation and clustering for enhanced recovery strategies.- Securitization: creation and projection of securitization portfolios. In charge of analytics in the interaction with prospective buyers.In-depth use of machine learning techniques for both structured and unstructured data.

- Analyzed dealership after-sales activity metrics and performed automated reportings.- Supported business planification, budgeting and preparation of brand presentations for the parent company.

- Development (design and programming) on ​​my own initiative of a program for generating commercial machinery offers that reduces the time spent from 30-40 minutes to 5 minutes.