Aleš Černý

Aleš Černý Email and Phone Number

Head of Retail Risk Management at Air Bank @ Air Bank a.s.
dejvice, praha 6, czechia
Aleš Černý's Location
Prague, Czechia, Czech Republic
Aleš Černý's Contact Details

Aleš Černý work email

Aleš Černý personal email

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About Aleš Černý

Aleš Černý is a Head of Retail Risk Management at Air Bank at Air Bank a.s.. He possess expertise in risk management, sas, credit risk, financial risk, sql and 21 more skills. He is proficient in Spanish and English.

Aleš Černý's Current Company Details
Air Bank a.s.

Air Bank A.S.

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Head of Retail Risk Management at Air Bank
dejvice, praha 6, czechia
Website:
airbank.cz
Employees:
557
Aleš Černý Work Experience Details
  • Air Bank A.S.
    Head Of Retail Risk Management
    Air Bank A.S. Jan 2021 - Present
    Hlavní Město Praha, Česko
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  • Zonky
    Chief Risk Officer
    Zonky Dec 2016 - Dec 2021
    Prague, The Capital, Czech Republic
    Responsible for company’s overall risk management.Built a fully competent in-house team to cover the approval process, scorecard development, anti-fraud, portfolio management, loss provisioning, forecasting, reporting and operational risk management.High achievements in approval process automation and introduction of innovative approaches into risk assessment. Zonky loan is now fully on-line, fairly client-friendly product, with time-to-money in terms of minutes. The portfolio has exceptionally low level of risk, outperforming typical banking loan portfolios.Managing the risk-related aspects of the investment part of the P2P business – investor profit calculation, expected loss targeting, secondary market valuation, algorithmic investing and general product set up.Continuous engagement in company’s PR.
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  • Ey
    Senior Consultant
    Ey Sep 2015 - Nov 2016
    Prague, The Capital, Czech Republic
    Provided advisory services in the area of credit risk management for financial institutions, focusing on predictive modelling and quantitative methods in general. Helping clients mainly with PD & LGD modelling, scorecard development, loss prediction, regulatory capital calculation and approval process optimization. Employing innovative scoring techniques and alternative sources of data.Cooperated with clients from both banking and non-banking sectors, mostly from the Central Europe, the United Kingdom and the USA.
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  • Ge Money Bank, Czech Republic
    Lead Commercial Rating Analyst
    Ge Money Bank, Czech Republic Sep 2013 - Aug 2015
    Prague, Czech Republic
    Led the development of PD and LGD models for commercial clients, both individually managed (corporates) and pool managed (SMEs), managing model implementation and monitoring, providing support to general reserve models and loss planning.Supported the introduction of new products – estimating future losses, default rates, recoveries, leverage (for example Commercial Real Estate Loan introduced in 2014).Involved in VB Leasing acquisition, was a member of the due diligence team, delivering the risk inputs, mainly loss provision calculations, expected PDs and LGDs. Cooperated on business integration.
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  • Ge Capital
    Transaction Risk Rating Analyst
    Ge Capital Sep 2012 - Aug 2013
    Bristol, United Kingdom
    Development of PD model for GE Money Auto Italy portfolio, reviews of PD & LGD models for various GE Capital platforms across EMEA.Calculation of Rating Transition Probability Matrices and calculating the inputs for pricing model (lifetime and forward PDs).Preparation of calibration samples for European Moody's RiskCalc models calibration to GE PD scale – data mining, processing, cleansing and validation.Managing Integrated Risk Information System submission process and monitoring PD & LGD rating coverage, multiple rating conflicts and default rates.One-year international rotation as part of Risk Management Program (GE Capital's global leadership program), based in GE Capital HQ, UK.
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  • Ge Money Bank, Czech Republic
    Scoring Analyst
    Ge Money Bank, Czech Republic Sep 2011 - Sep 2012
    Prague, Czech Republic
    Development of a rating model for commercial individually managed clients – data preparation, variables construction, modelling (logistic regression), performance testing, validation and documentation. Participation on SME scorecard development + portfolio monitoring analyses.One-year rotation as part of Risk Management Program (GE Capital's global leadership program), based in GE Money Bank Czech, Prague.
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  • Ge Money Bank, Czech Republic
    Risk Analyst
    Ge Money Bank, Czech Republic Nov 2009 - Sep 2011
    Prague, Czech Republic
    Process modelling of retail approval processes, implementation of decision strategies, scoring models and anti-fraud rules.Business analysis, testing and support for internal approval system processes.Ad-hoc analyses for portfolio monitoring purposes.
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  • Institute Of Organic Chemistry And Biochemistry, Academy Of Sciences Of The Czech Republic
    Phd Internship
    Institute Of Organic Chemistry And Biochemistry, Academy Of Sciences Of The Czech Republic 2008 - 2009
    Prague, Czech Republic
    Development of new numerical methods and programming of original software for computer modelling of complex molecular systems and the statistical evaluation of acquired data.
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  • Lauder School Of Prague
    High School Teacher
    Lauder School Of Prague Sep 2006 - Jun 2007
    Prague, Czech Republic
    Part-time teacher of mathematics and physics.

Aleš Černý Skills

Risk Management Sas Credit Risk Financial Risk Sql Financial Analysis Risk Analysis Loss Reserving Predictive Modeling Statistical Modeling Microsoft Excel Matlab Finance Corporate Finance Banking Business Analysis Portfolio Management Management R Data Analysis Operational Risk Management Process Optimization Leadership Data Mining Project Management Financial Modeling

Aleš Černý Education Details

Frequently Asked Questions about Aleš Černý

What company does Aleš Černý work for?

Aleš Černý works for Air Bank A.s.

What is Aleš Černý's role at the current company?

Aleš Černý's current role is Head of Retail Risk Management at Air Bank.

What is Aleš Černý's email address?

Aleš Černý's email address is ales.cerny@ge.com

What schools did Aleš Černý attend?

Aleš Černý attended Czech Technical University In Prague Faculty Of Nuclear Sciences And Physical Engineering, Palacký University In Olomouc, Gymnazium Prelouc, Charles University In Prague Faculty Of Mathematics And Physics.

What skills is Aleš Černý known for?

Aleš Černý has skills like Risk Management, Sas, Credit Risk, Financial Risk, Sql, Financial Analysis, Risk Analysis, Loss Reserving, Predictive Modeling, Statistical Modeling, Microsoft Excel, Matlab.

Who are Aleš Černý's colleagues?

Aleš Černý's colleagues are Pavla Kučerová, Pavlína Vránová, Vašek Gavlas, Jan Seják, Stanislava Kelnerová, Richard Vajdík, Michaela Heřmanová.

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