Senior credit risk professional with over 30 years experience across multiple credit roles and asset classes. Trusted policy writer, risk manager and decision maker, seeking balanced solutions in resolving credit and policy-related concerns. Experienced in Board and stakeholder communication.Small business owner with responsibility for strategic planning, business development and day-to-day operations, including employee, vendor and customer relations. Skills:UnderwritingMarketing and relationship managementAt-risk credit management and remediationRegulatory capital managementReinsuranceEnterprise risk planning and oversightPolicy writingBoard and stakeholder communication