Alex Collazo's Location
Bethlehem, Pennsylvania, United States, United States
Alex Collazo's Contact Details
Alex Collazo work email
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- Valid
Alex Collazo personal email
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About Alex Collazo
Alex Collazo is a Commercial Credit Analyst II at F&M Trust. He possess expertise in microsoft office, team building, social media, leadership development, mathematical logic and 1 more skills.
Alex Collazo's Current Company Details
Alex Collazo Work Experience Details
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F&M TrustBethlehem, Pa, Us
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Commercial Credit Analyst IiF&M Trust Dec 2024 - PresentChambersburg, Pennsylvania, Us
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Senior Credit Analyst IiFulton Bank Jun 2022 - Oct 2024Lancaster, Pa, Us- Specialized in analyzing larger and more complex commercial real estate, construction, and corporate loans, including multi-million-dollar projects.- Assessed financial statements, generated financial ratios, and forecasted credit risks for prospective and existing borrowers.- Evaluated creditworthiness for diverse loan products, including C&I loans, equipment financing, and asset-based lending.- Developed cash flow projections and assessed risk for borrowers in various industries such as manufacturing, healthcare, and real estate development.- Developed global cash flow projections that comprehensively address all sources and uses of cash available to service debt.- Collaborated with loan officers to structure credit terms for new and existing borrowers, focusing on minimizing risk while meeting client needs.- Prepared a written summary, presenting facts and offering opinions concerning credit worthiness to loan officers and/or loan committees. -
Healthcare Credit Analyst IiTd Sep 2021 - Jun 2022Toronto, Ontario, Ca- Focused on underwriting loans for healthcare facilities, medical practices, and senior living developments, including specialized products like medical equipment financing and healthcare real estate loans.- Prepared insightful and timely credit memorandums for loans related to healthcare mergers and acquisitions, ensuring adherence to regulatory guidelines.- Thoroughly analyzed financial statements, management profiles, business & product cycles, cash flow ability, collateral, aging, etc. of future and existing customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk.- Supported the lending function by preparing complete written analysis with appropriate recommendations for approval, denial, and alternative structure when necessary.- Maintained credit files, monitored data such as updated financial statements, and prepared updated analysis memos. -
Junior Credit AnalystMalvern Bank, National Association Oct 2019 - Aug 2021Paoli, Pennsylvania, Us- Worked on a range of loan types, including small business, construction, commercial real estate, and agricultural loans, analyzing corporate and personal financial statements.- Analyzed loan applications for businesses in various sectors, such as retail, real estate, and agriculture.- Reviewed and prepared written analyses, spreadsheets, reports, summaries, and opinions.- Reviewed loan files to ensure the completeness of the file and that all collateral has been secured properly.- Assisted in the preparation of loan packages for the Commercial Loan Committee and Board of Directors.- Reviewed new loan requests, modifications, and extensions with the VP, Credit Loan Manager and/or Chief Credit Officer. -
Accounting AssistantBreakthru Beverage Group Mar 2019 - Oct 2019Cicero, Illinois, Us- Reviewed, tracked, and processed all special liquor orders- Recorded company’s daily performance in Excel- Ran full cycle AR and AP on vendors- Assisted with monthly aging report- Compiled expense reports for client billbacks- Maintained departmental documents, filing, scanning, and copying- Assisted customer service, AR, and AP departments with additional duties when needed -
Financial Advisor InternMutual Of Omaha Aug 2018 - Jan 2019Omaha, Ne, Us- Collaborated with advisors to develop holistic financial and retirement plans for clients.- Assisted in reviewing Pennsylvania Life and Health Insurance materials and attended client meetings for financial planning. -
Cashier & Customer Service RepresentativeDick'S Sporting Goods Oct 2016 - Feb 2018Coraopolis, Pa, Us- Operate the cash register by handling cash, debit/credit, and check transactions with customers - Provide excellent customer service by answering questions from customers and providing them with relevant information- Strive to meet company's sales goals by persuading customers to purchase additional products that will fit their needs, sign up for the company’s rewards program, purchase warranties for specific products, and apply for the company’s credit card -
Retail MerchandiserSam'S Club Jun 2016 - Aug 2016Bentonville, Arkansas, Us- Used a pallet jack to restock heavy products- Collected trash and cleaned up spills throughout the warehouse -
Seasonal Sales AssociateKohl'S Nov 2015 - Jan 2016Menomonee Falls, Wisconsin, Us- Operated the cash register- Assisted customers by answering their questions and solving their issues- Strived to meet company's sales goals -
Sales AssociateKmart Sep 2014 - Jul 2015Chicago, Illinois, Us- Operated the cash register- Unloaded the truck and restocked items- Ensured high customer satisfaction by providing excellent customer service- Strived to meet company's sales goals
Alex Collazo Skills
Microsoft Office
Team Building
Social Media
Leadership Development
Mathematical Logic
Retail
Alex Collazo Education Details
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Kutztown University Of PennsylvaniaBusiness Administration -
Lehigh Carbon Community CollegeBusiness Administration
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Whitehall High SchoolHigh School Diploma
Frequently Asked Questions about Alex Collazo
What company does Alex Collazo work for?
Alex Collazo works for F&m Trust
What is Alex Collazo's role at the current company?
Alex Collazo's current role is Commercial Credit Analyst II.
What is Alex Collazo's email address?
Alex Collazo's email address is alex.collazo@td.com
What schools did Alex Collazo attend?
Alex Collazo attended Kutztown University Of Pennsylvania, Lehigh Carbon Community College, Whitehall High School.
What skills is Alex Collazo known for?
Alex Collazo has skills like Microsoft Office, Team Building, Social Media, Leadership Development, Mathematical Logic, Retail.
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