Alex Michael Email & Phone Number

Canberra, Australia

To communicate the value of Bank Australia to new and existing customers, build awareness of the Bank Australia brand in line with Bank Australia’s responsible approach to banking, plan, develop, execute, review business growth plans, maintain positive and productive relationships with key representatives and strategic communities, act as Bank Australia brand ambassador to inform and engage other staff, generate leads and provide mortgage products to their staff and other potential strategic customers.

Canberra, Australia

• Initial consultations with first home buyers, existing home owners, investment property purchases and land rent scheme• Discuss and review current financial situations to ensure they are in line with current and future needs• Conducting evaluations on customer’s financial position and take into consideration income, assets, liabilities, credit worthiness, savings and loan history• Writing recommendations on whether to provide credit to customer on a case by case basis and submitting applications to credit analysts for verification and recommendation• Adhering to responsible lending guidelines and suitability criteria • Assisting customers with financial positioning and repayment methods• Discussing and offering appropriate loan options including credit cards, unsecured and secured personal loans as well as considering potential asset value against loan terms• Approve loans within specified limits, and refer loan applications outside those limits to management for approval• Offer general insurance options to safeguard customers assets and lifestyle in adverse situations

Woden

• Meet with applicants to obtain information for loan applications and to answer questions about the process.• Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.• Stay abreast of new types of loans and other financial services and products to better meet customers' needs.• Submit applications to credit analysts for verification and recommendation.• Compute payment schedules.• Work with clients to identify their financial goals and to find ways of reaching those goals.• Discuss owner occupied and investment loans and options• Discuss and implement complex home ownership strategies • Discuss new purchases and re finance options

Canberra City

• Initial consultations with first home buyers, existing home owners, investment property purchases and land rent scheme• Discuss and review current financial situations to ensure they are in line with current and future needs• Conducting evaluations on customer’s financial position and take into consideration income, assets, liabilities, credit worthiness, savings and loan history• Writing recommendations on whether to provide credit to customer on a case by case basis and submitting applications to credit analysts for verification and recommendation• Adhering to responsible lending guidelines and suitability criteria • Assisting customers with financial positioning and repayment methods• Discussing and offering appropriate loan options including credit cards, unsecured and secured personal loans as well as considering potential asset value against loan terms• Approve loans within specified limits, and refer loan applications outside those limits to management for approval• Offer general insurance options to safeguard customers assets and lifestyle in adverse situations

Csiro

Sydney, Australia

• Initial consultations with first home buyers, existing home owners, investment property purchases and land rent scheme• Discuss and review current financial situations to ensure they are in line with current and future needs• Conducting evaluations on customer’s financial position and take into consideration income, assets, liabilities, credit worthiness, savings and loan history• Writing recommendations on whether to provide credit to customer on a case by case basis and submitting applications to credit analysts for verification and recommendation• Adhering to responsible lending guidelines and suitability criteria • Assisting customers with financial positioning and repayment methods• Discussing and offering appropriate loan options including credit cards, unsecured and secured personal loans as well as considering potential asset value against loan terms• Approve loans within specified limits, and refer loan applications outside those limits to management for approval• Offer general insurance options to safeguard customers assets and lifestyle in adverse situations

Canberra Act

Leadership And Management, Pass

Diploma Of Finance And Broking, Competent

Diploma Of Financial Services, Financial Planning And Services