Alex Peat Email & Phone Number

New York, Ny, Us

New York, Ny, Us

A financial services super app that allows consumers to manage their financial lives in one place

San Carlos, California, Us

Developed and led the valuation and credit strategy for Oportun’s new Embedded Finance product offered through integrated originations partnerships

Advised senior executives at financial institutions, start-ups, and investment funds during engagements focusing on organizational capabilities, product design and development, and operational strategies• Leveraged data science and analytical techniques to deliver strategic recommendations to a wide range of clients including:o Analytically driven originations strategies for a regional bank expanding its credit card footprinto Development of acquisitions stage credit policy, pricing policy, collections policy, and theo creation of a product roadmap for a new small business lending product at a Global Banko Formation and implementation of a risk-adjusted-return decision framework and valuation model at a multi-national, pre-IPO fintech• Supported the business sales process through researching and identifying potential alignments between AQN and prospective clients and developing case studies for clients based on previous engagements • Contributed to several firm building initiatives including building out the Analyst Development Program training courses for new hires, establishing business development processes and templates, and creating the pitch for our Alternative Data firm practice

Mclean, Va, Us

Led analytical support for the migration from a legacy server-based acquisitions platform to a cloud-based platform which allowed for the deployment of new credit models, improved data quality, and unlocked new experiences for customers• Analyzed the business impacts of transitioning to the new originations system and developed valuations for different initiatives to prioritize product development • Developed intent for credit-related policies to be passed on to developers for coding, designed end-to-end testing scenarios to ensure intent had been executed properly, and managed the governance of credit decisions being made on the platform• Set the vision for the cross-company credit program going forward, shifting the focus from execution monitoring to centering on unlocking business value across all programs through the new capabilities offered by new acquisitions platform

Mclean, Va, Us

Covered program strategy, underwriting, and valuations for prime and superprime credit card applicants across online channels. Led intent to optimize the credit program’s $450M annual value.• Led program governance and reporting projects, including the annual program approval which served to provide context on the history of program and initiatives going forward for the new VP and SVP of the program• Developed a new grounding and implementation framework for long-term risk assumptions to better attribute charge off risk to accounts based on their risk profile at acquisition• Designed the program foundational test used to inform valuations on optimal line assignment and identify exogenous risk trends. Also incorporated a new metric to test its value in line sloping in future policies

• Managed the hiring, scheduling, and payment of drivers and campus representatives at 5 different colleges/universities• Monitored the revenue of the operations and ensured correct revenue splits between Order Carolina and our partner company providing the infrastructure technology • Brought in new clients to partner with and maintained relationships with customers and restaurantso Achieved over $10,000 in gross revenue from February 2014 – May 2014

Mclean, Va, Us

Recoveries S&A

Bachelor Of Business Administration (B.B.A.), Business

Bachelor Of Business Administration (Bba)