VP/Sr. Credit Officer at CNB Commercial Banking Division in Irvine, CA.

• Conduct credit investigations on companies and industries with approximate exposure of $1MM.• Perform analysis of financial covenants for companies and individuals including debt/funds flow coverage, leverage, and liquidity.• Team with Relationship Managers to monitor client’s financial health and provide strategic direction.• Spreading financial and credit information.• Ensure validity, accuracy, and compliance of business loan contracts.

- Preparing, analyzing, and correcting complex business banking loan documents- Resolving internal customer inquiries using multiple resources and records.- Audit business banking loan documents to proceed to Wells Fargo credit fulfillment.- Take accountability for entire process from receipt of work until resolution.- Established the "Career Development Program" for the Business Banking Support Group to help promote professional skills and advancement among my peers.- Helped coordinate the "Community Support Group" for the BBSG that raised funds for various charitable causes.

Market the services and products we offer that will allow our customers to succeed financially.Help process customer banking transactions in a fast paced work environment.Managed relationships with customers to strengthen their commitment to Wells Fargo.Monitor service operations for compliance with Wells Fargo and U.S. federal banking regulations.Consistently exceeded Silver sales level every fiscal quarter by reaching 150 solutions (combined total of new accounts, credit cards, and other financial products).Utilize auditing skills to identify fraudulent activities that prevent losses. Accomplished by analyzing suspicious account transactions and inspecting validity of negotiable items and identification.

Sales Team, Lead Stock Resolve customer issues with merchandise and services by finding alternative solutions to satisfy their specific need.Administer inventory control and loss prevention by inspecting and documenting merchandise in the stock room and display floor.