-Conducted REAC Inspections nationally for the US Department of Housing and Urban Development for Multifamily and Public Housing-Examined property site, building systems, building exterior, common areas and units to ensure property is in descent, safe, sanitary condition and in good repair; upload report to HUD upon completion-Inspect roofs, roof vents, foundations, exterior windows/doors, FHEO accessibility/compliance, plumbing, HVAC, electrical, domestic water, sanitary systems, fire control systems, emergency lighting/power, unit windows/doors, unit appliances, storm drainage, parking lots/walkways, and grounds. Identify/report health and safety violations

-Charged with all operation aspects of financial institution-Led, drafted and organized a 21 month branch relocation project-Hired and managed the construction company to ensure work was completed to bring new site to ADA compliance-Managed all aspects of the project including: coordinating permits, variances, inspections; hiring architects, security company, sign company, vault transportation security, movers, cleaning/maintenance companies-Direct team of three including one loan officer and two tellers; interview, hire and develop new team members-Create and administer monthly reporting of delinquency trending while identifying the areas of greatest potential loss and recommendations to minimize losses in said areas-Report delinquent loans requiring charge off and third party/attorney collection-Collateral management through repossession and foreclosure, if necessary-Manage federal compliance and financial security such as security controls, vault and teller cash and documentation -Mortgage Originator (MLO Registration # 984270, NMLS # 462478)-Mortgage Originator (MLO Registration # 984270, NMLS # 462478)

-Managed a team of five employees consisting of a Foreclosure Specialist, Mortgage Servicing Specialist, two Bankruptcy/Repossession/ Recovery Specialists, and a Credit Risk Clerk for a $1 Billion plus credit union-Provided weekly update/analysis/trending of delinquency and charge offs-Surpassed 2013 delinquency goal of 1.00% in January (.95%), February (.95%) and March (.98%) of 2013-Calculated monthly charge off ratio and prepared reports of trends and analysis of performance for VP of Lending and Chief Operating Officer-Surpassed 2013 charge off ratio goal of .55% in January (.43%), February (.48%) and March (.42%) of 2013-Prepared Board Report for monthly Board of Directors meeting explaining trends and providing analysis and possible solutions pertaining to loan performance -Acted as management lead on several ongoing projects in conjunction with Project Management Department

-Managed a team of four Management Assessment Specialists who analyzed administration performance of Section 8 properties to ensure compliance with HUD statutes, regulations and policies-Enforced rigorous federal guidelines and regulations acting in the capacity of an inspector and auditor for federal government-Assessed management practices on behalf of the federal government and identified federal subsidy and housing fraud-Reviewed finances to ensure accuracy of federal subsidy-Drafted reports reflecting deficiencies in management practices in accordance with federal regulations-Worked closely with assigned staff, Finance and Reporting Manager, Customer Contact Center Manager, quality assurance, and training, to ensure timely and correct delivery of related Annual Contribution Contracts-Ensured the completion of follow-up responsibilities on physical inspections, management reviews, and owner compliance of tenant income matching initiative-Monitored the overall productivity of staff and quality of work to continuously improve overall processing performance-Ensured completion of annual management reviews, processed follow-up and close-out records, submitted accurate performance results, and ensured quality review of completed work-Monitored the performance of individual owners/managing agents and facilitates corrective action to improve property conditions and administrative transactions