Alexander Barmin Email and Phone Number

Work in the origination aspect of the mortgage industry to ensure that the applications from the client and the loan officer are complete, accurate, and make financial sense to the lender.Reach out to applicants to collect, clarify any documentation regarding employment situations, salary, assets, financial status, current debts, and current expenses. Review of personal/business tax return documentation to outline any additional self-employment businesses or rental properties to support any… Show more Work in the origination aspect of the mortgage industry to ensure that the applications from the client and the loan officer are complete, accurate, and make financial sense to the lender.Reach out to applicants to collect, clarify any documentation regarding employment situations, salary, assets, financial status, current debts, and current expenses. Review of personal/business tax return documentation to outline any additional self-employment businesses or rental properties to support any losses or expenses associated with owning multiple residences.Work with title companies/closing team in to deliver smooth closing for clients. Reach out to multiple counties in different states to obtain additional information to clear up any tax liens and judgments or obtain documentation for any additional lien’s that may show up against the client’s residence over the course of owning the property.Work with insurance companies and agents to research and update insurance documentation for the closing.Constantly work in a deadline environment to ensure that every loan in the pipeline receives the needed attention to move towards closing.Developed a depth of knowledge of products and services that KeyBank mortgage offers for their clients to better assist new applicants or the restructure of loans. Follow up with regular calls to the clients to obtain needed documentation or clarification for the success of the loan.Explain to the clients why selected programs would not work and deescalated situations to find a compromise. Expedite loans in process by conducting regular pipeline reviews with loan officers, management and closing team. Show less

Hardest Hit Fund Team (HHF) - Ensured that Select Portfolio Servicing stays compliant with the HHF program.Processed incoming/outgoing HHF Common Data Files/ Funding Audits.Provided training to the Consumer Ombudsman Management staff and new hires of the HHF Team. Provided training on various HHF daily escalations and issues.Performed audit to ensure borrowers on active unemployment programs are placed in a forbearance status until the HHF assistance has completed.Processed and… Show more Hardest Hit Fund Team (HHF) - Ensured that Select Portfolio Servicing stays compliant with the HHF program.Processed incoming/outgoing HHF Common Data Files/ Funding Audits.Provided training to the Consumer Ombudsman Management staff and new hires of the HHF Team. Provided training on various HHF daily escalations and issues.Performed audit to ensure borrowers on active unemployment programs are placed in a forbearance status until the HHF assistance has completed.Processed and completed Jean Mills/GSE/Fannie Mae/Freddie Mac accounts with active HHF assistance.Efficiently worked MSP system to ensure and follow up on the process of the recast programs to determine account status for various escalations between multiple states.Letter Management System Quality Control - Ensured that generated letters from Ombudsman Letter writing team are checked through a final quality control. Show less

Specialized in home retention and foreclosure alternative options (HAMP, HAFA).Monitored over 600 properties at a single time to ensure each is progressing toward a retention option. Collected payments up to six figures for retention options such as short sales and reinstatements.Prepared and advised of customers to the changes through the mortgage industry.

Worked with severely delinquent clients who were looking at imminent foreclosure action.Developed rapport with clients to ensure consistent communication was established to reach borrower’s desired resolution.Worked with several parties from attorneys, real estate agencies, financial counselors, and borrowers to resolve delinquency through loan modification programs and repayment plans.Worked on short sales, deed in lieu and cash for key options for the liquidation of… Show more Worked with severely delinquent clients who were looking at imminent foreclosure action.Developed rapport with clients to ensure consistent communication was established to reach borrower’s desired resolution.Worked with several parties from attorneys, real estate agencies, financial counselors, and borrowers to resolve delinquency through loan modification programs and repayment plans.Worked on short sales, deed in lieu and cash for key options for the liquidation of property.Collected payments and monitored 80 properties at a single time. Provided Financial Advocacy to clients to ensure that they stay current after receiving their retention program. Show less