Alex Chopra Email & Phone Number

Orlando, Florida, Us

Get to know Worth.Worth is a leading fintech platform that automates onboarding and underwriting for financial institutions, powered by a database of over 242 million small businesses. Our all-in-one solution integrates workflow automation, Know Your Business (KYB), Know Your Customer (KYC), bank verification, fraud detection, and credit underwriting. This enables enterprises to onboard customers quickly and confidently. With deep insights into small business data, Worth accelerates time-to-revenue while fostering a more equitable financial ecosystem where both enterprises and small businesses can thrive.Worth's Value PropositionsFrictionless OnboardingEnhanced onboarding includes comprehensive financial verification, ensuring accurate and up- to-date data on customer financials, as well as brand and reputation management to meet compliance standards such as KYB and KYC.Compliance and Due DiligenceComply with KYB & KYC regulations for improved security and trust. Access 242 million businesses instantly—twice our competitors' reach. KYB, IDV, fraud, and reputation checks included.Automated Credit UnderwritingIncreased automation reduces manual effort and pend rates, accelerating time to revenue. Case management with Worth ScoreTM & built-in analytics offers unified application management and streamlined onboarding.

New York, Ny, Us

Define the risk product vision & develop strategies to achieve goals for commercial risk onboarding and add-a-vendor capabilities. Analyze user/stakeholder needs, and collaborate with cross-functional teams to align the product roadmap with the company's objectives.Create and manage risk roadmaps for Commercial, Non-Card & Payments products - Global Pay, One AP, Business Blueprint (formerly Kabbage) and Global Merchant & Network Services. Outline the product's direction and major milestones. Prioritize features and enhancements based on stakeholder feedback while ensuring the roadmap aligns with the overall company strategy.Translate strategy partner needs into actionable items, creating clear and concise feature requirements & documentation that guide the development process. Coordinate with various teams, such as engineering, marketing, and sales, to plan and execute product releases.Post-product launch - Communicate product updates to stakeholders. Analyze key metrics and performance indicators to evaluate the success of the product. Gather feedback, monitor adoption rates, and identify areas for improvement - using this data to make informed decisions for future product iterations.

New York, Ny, Us

Commercial, Customer Management US Payments Strategy

Orlando, Florida, Us

Oversight of ISO onboarding processes with focus on strategic evaluation of all types of business models, high-volume eCommerce and enterprise clients. Progressive leadership experience scaling a risk team and automating processes across PayFac and ISO platforms, leading to a $200M+ valuation and $5B of processed payments.

Orlando, Florida, Us

Created and streamlined risk processes to better monitor and alleviate issues with risk escalations. Overhauled legacy risk escalation process to efficiently track upwards of 50 merchant risk escalations per month, with up to $300,000 worth of merchant funds held at a time. Simplified tracking of risk holds reduced funds release time by 57%.

Orlando, Florida, Us

Coordinated with Stax sales team, third-party vendors, and sponsor banks to manage review and approval of merchant applications. Generated 180% year-over-year increase from 2017 to 2018 in annual recurring revenue of approved and onboarded merchants. Collaborated with Stax software development team to consolidate the underwriting verification process from multiple third- party applications into a single, unified platform using application programming interfaces (APIs). Decreased average verification time by 81% and decreased total submission time by 40%.

Master Of Business Administration - Mba

Bachelor Of Arts (B.A.), Business Management & Economics