A passionate and highly accomplished Digital Banking Transformation leader with a 25-year global implementation, innovation, entrepreneurship & leadership track record, with strong strategic focus and based on German Engineering discipline.Currently Transforming Mashreq Bank as Group Head of Technology, Transformation and Information as well as several FinTech & RegTech companies as Angel Investor, Advisor, Mentor and Coach in the fields of Digital Strategy, Business Strategy, IT Strategy and Crypto Asset Strategy. Previously supported several Big4 Consulting Companies as well as CEOs, CDOs & CTOs in several banks, in Venture Capital Companies.Strong background in Cloud & Platform business models and technologies as well as in Crypto Assets, Crypto Currencies, Distributed Ledger Technologies (DLTs) & Smart Contracts and their application in banking & Financial Services. Continually researching & implementing new technologies & concepts and conducting POCs.Spearheading digital transformation as collaborative mission, combining technical enablement, business processes changes, business model changes and implementation of digital financial products & business models as core components while skills development, organization readiness, mixed mode delivery capabilities (Agile & Waterfall) and partner network development function as key enablers.Thought leader in digital banking transformations, company start-ups and M&As by mastering financial technology architectures from private cloud infrastructure over highly complex financial transaction system landscapes, Robotic Process Automation, Big Data & Analytics clusters to Omni-Channel customer experiences via mobile, watch, web, voice, SMS, chat, kiosks, POSs, APIs and staff enablement tools like CRM and specialized sales & service support apps.A people centric leader of multi-cultural teams up to 1000 people, serving 2M+ customers with 500+ systems in UAE, Japan, China, UK, Germany, USA, India and all over Europe, Middle East & South East Asia.Educated to Masters’ Degrees in Digital Technologies and in International Business, as well as to Scrum Master, PMP and FinTech Master Class graduate.