Credit Structurer - Financial Analyst
Current- Credit Structuring : Collaborate with Relationship Managers and clients to structure, negotiate, and present corporate and SME financing transactions.- Financial Analysis and Information Gathering : Collect relevant client and transaction information (annual reports, organization charts, public data, due diligence) to optimize return within the global relationship framework.- Credit Proposal Writing : Draft comprehensive and coherent credit proposals and memos for the credit… Show more - Credit Structuring : Collaborate with Relationship Managers and clients to structure, negotiate, and present corporate and SME financing transactions.- Financial Analysis and Information Gathering : Collect relevant client and transaction information (annual reports, organization charts, public data, due diligence) to optimize return within the global relationship framework.- Credit Proposal Writing : Draft comprehensive and coherent credit proposals and memos for the credit committee, based on financial analysis, risk assessments, and SWOT analysis.- Credit Committee Participation : Present financing requests to credit committees, providing critical contributions to credit decision-making.- Client Meetings : Attend client meetings and calls to discuss financial results, business plans, and financing requirements.- Counterparty and Risk Analysis : Conduct in-depth counterparty and financial risk analysis, ensuring reliability and compliance with internal bank policies.- Transaction and Data Monitoring : Ensure consistency of data used in credit processes and raise alerts in case of identified risks.- Commercial Strategy Contribution : Participate in origination and pitch meetings with Relationship Managers and other stakeholders to support business decisions.- Participation in ESG Projects : Contribute to initiatives and projects related to Environmental, Social, and Governance (ESG) criteria.- Mentoring Junior Staff : Supervise and mentor trainees. Show less
